The Basics Of Bankruptcy

If you’re thinking about bankruptcy as a way to end your bill problems, it’s important to understand what you’re getting yourself into. These articles on the basics of bankruptcy can help you get your feet wet so you can be better prepared to work with your lawyer.

          The Judicial Conference has approved a fee increase effective June 1, 2014. The fees for filing a chapter 7 case will increase from $306.00 to $335.00. The fees for filing a chapter 13 case will increase from $281.00 to $310.00 This is a $29.00 increase in the filing fees. The […]

In my practice, I see it all the time: an elderly couple come to talk about their debts. Inundated by credit cards and living on a fixed income, they see no help in sight. But, their retirement can’t be garnished and the credit industry can’t get at it (in most cases). Social security is almost […]

In Part One, I discussed some of the options you may consider when your house (or other property) is in foreclosure, namely mortgage modifications and short sales.  This post will focus on whether a deed in lieu of foreclosure, or a Chapter 13 bankruptcy may be the right move for you. A deed in lieu […]

Are you or have you ever been in debt?  I am talking about the kind of debt that swallows you whole. The kind of debt you obsess about counting.   As you continue to count each dollar you owe, the tighter your chest becomes.  The debt continuing to squeeze until you can’t breathe anymore.  Your obsession […]

A chapter 7 bankruptcy can be easy or difficult. Here are four steps to making it go quickly and smoothly: 1. Hire a competent knowledgeable bankruptcy attorney that you can talk with. Provide your attorney every piece of information and all of the documents she asks for. Remember that the attorney is on your side: […]

Has anyone ever offered you $500, $1,000, $2,000 or more for you to sign your name – no strings attached? Assuming you are not a celebrity working an autograph show, cash offers like this are not likely to happen.  Yet I hear stories about these “too good to be true” offers at least once or […]