Medical bills from a prolonged or serious illness are one the most common reasons why people need to file for bankruptcy. I often get calls from people looking to file a medical bankruptcy.
But there is no such thing as a medical bankruptcy.
Medical bills are unsecured debts (just like credit card debts), so a debtor filing for a Chapter 7 bankruptcy can get rid of his medical debts as part of his bankruptcy.
But when you file for bankruptcy you must list all of your unsecured debts: You cannot pick and choose the unsecured creditors that you want to keep.
Speak with an experienced bankruptcy attorney to get accurate information about your rights and obligations in bankruptcy.
Latest posts by Kevin Gipson, New Orleans Bankruptcy Attorney (see all)
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Last modified: February 24, 2013