Can I File A Medical Bankruptcy?

by Kevin Gipson, New Orleans Bankruptcy Attorney

October 13, 2009

Medical bills from a prolonged or serious illness are one the most common reasons why people need to file for bankruptcy.  I often get calls from people looking to file a medical bankruptcy.

But there is no such thing as a medical bankruptcy.

Medical bills are unsecured debts (just like credit card debts), so a debtor filing for a Chapter 7 bankruptcy can get rid of his medical debts as part of his bankruptcy.

But when you file for bankruptcy you must list all of your unsecured debts:  You cannot pick and choose the unsecured creditors that you want to keep.

Speak with an experienced bankruptcy attorney to get accurate information about your rights and obligations in bankruptcy.

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I've been a consumer bankruptcy lawyer for nearly 25 years. Since that time I have helped many people resolve their financial problems. I have been practicing law since 1986 and I am licensed to practice in all state and federal courts in the State of Louisiana. Because I am a sole practitioner, you know that your debt matters are being handled by me personally. In addition to my work with consumers, I am also frequently asked to speak at local seminars on bankruptcy law. I am member of the following organizations: • Louisiana Bar Association • National Association of Consumer Bankruptcy Attorneys • Bankruptcy Law Network My office is located at: 3920 General DeGaulle Drive, New Orleans, LA 70114 Telephone: (504) 368-4101

Last modified: February 24, 2013