04 Feb What happens to Non-filing Spouse’s Tax Refund in Bankruptcy?

What happens to tax refunds in a bankruptcy case?According to a recent decision by Judge Krechevsky of U.S. Bankruptcy Court in Connecticut, not only is a non-filing spouse's tax refund not part of the bankruptcy estate subject to a grab by the U.S. Trustee, the tax refund itself must be apportioned according to the contributions withheld from the respective spouse's pay in the calendar year for the tax refund.
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04 Feb Credit Counselors Give Legal Advice …. NOT!

Only lawyers are licensed to give legal advice. This is to protect the public from getting legal advise from people who are not legally trained to do so, and who may not understand how different laws interact and affect you. Too many people are coming to lawyers and reporting things that credit counselors (or other non-attorneys) advised them to do, or not do, and the advise is wrong. Since people believe that a credit counselor knows what they are talking about, they tend to follow whatever advise they give. Even if credit counselors are well meaning and trying to help, they are no allowed to give legal advice and they don't do you any favors if they give you incorrect or incomplete information.
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