Susanne Robicsek, North Carolina Bankruptcy Attorney

My Bankruptcy Was Dismissed. Now What?

by Susanne Robicsek, North Carolina Bankruptcy Attorney

You file for bankruptcy for a reason, usually due to overwhelming debts.  But what if  your bankruptcy was dismissed, and you want to keep your bankruptcy case going?  There may be things you can do to save your bankruptcy case – if you act quickly. Acting quickly and doing what you were supposed to have done can be the basis [...]

Debts: Watch Out For Calls From Scammers Threatening Pay Or Go To Jail

by Susanne Robicsek, North Carolina Bankruptcy Attorney

You do not go to jail for failure to pay an ordinary debt, but creditors sometimes like to threaten you with jail in order to get you to make a payment and scammers like to scare you out of your money too.  Don’t get scared by lies and tricks by collectors or false collectors. Apparently [...]

Bankruptcy Has Many Points Including Dealing With Judgments

by Susanne Robicsek, North Carolina Bankruptcy Attorney

Bankruptcy has a point, even if the editorial writer for Forbes, Steven Dunn, doesn’t see it.   His wrote a statement in his article  entitled Consumer Bankruptcies do More Harm than Good that “Most consumer bankruptcies are pointless“.  In my opinion this is an inaccurate and an irresponsible thing for a lawyer to say, especially one who doesn’t practice consumer bankruptcy [...]

Bankruptcy Consultations With A Trusted Friend

by Susanne Robicsek, North Carolina Bankruptcy Attorney

Bankruptcy and lawyer/client confidentiality are strange bedfellows. Conversations between clients and their attorneys are usually confidential, although there are exceptions such as participation in ongoing crimes and preventing harm to others.   Additionally, the conversation must be between you and your lawyer without anyone else present, except perhaps a spouse who may have spousal privilege. Many people [...]

Chapter 13 Bankruptcy: Don’t Let Your Tank, Tank Your Bankruptcy Plan

by Susanne Robicsek, North Carolina Bankruptcy Attorney

Rising gas prices are hurting everyone, and individuals in Chapter 13 bankruptcy need to pay close attention to their budgets to avoid falling behind on their Chapter 13 plan payments.   Many plan payments can be modified to lower payments to creditors if the debtor can no longer pay as much each month. 

Free NC Legal Help For Recent Storm Victims

by Susanne Robicsek, North Carolina Bankruptcy Attorney

Free legal help is available for those affected by the storm and tornados that hit North Carolina last week.   North Carolina attorneys may contact the NC Bar Association to volunteer to help.   DISASTER LEGAL SERVICES ACTIVATED IN AFTERMATH OF STORMS The North Carolina Bar Association (NCBA), through its Young Lawyers Division, will provide free legal assistance to [...]