Author Archive
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (70) on Nov 18, 2007 in Bankruptcy Practice and Procedure, Lawyer to Lawyer, Pennsylvania | 0 Comments
The Pennsylvania Rules of Professional Conduct, Rule 2.1 states “[i]n representing a client, a lawyer shall exercise independent professional judgment and render candid advice. In rendering advice, a lawyer may refer not only to law but to other considerations such as moral, economic, social and political factors, that may be relevant to the client’s situation.” [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (70) on Nov 17, 2007 in Bankruptcy Practice and Procedure, Chapter 12 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Lawyer to Lawyer, Pennsylvania | 0 Comments
When appearing before a Pennsylvania bankruptcy judge, it is important to not only to be familiar with the Federal and local rules of procedure, but also to check the preferences of the judge before whom you are appearing.
In the Western District of Pennsylvania, the general website is http://www.pawb.uscourts.gov/. There are five bankruptcy judges in the [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (70) on Nov 16, 2007 in Bankruptcy Practice and Procedure, Chapter 12 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Lawyer to Lawyer, Pennsylvania | 0 Comments
When appearing before a Pennsylvania bankruptcy judge, it is important to not only to be familiar with the Federal and local rules of procedure, but also to check the preferences of the judge before whom you are appearing.
In the Middle District of Pennsylvania, the general website is http://www.pamb.uscourts.gov/index.html. There are three bankruptcy judges in the [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (70) on Nov 15, 2007 in Bankruptcy Practice and Procedure, Chapter 12 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Lawyer to Lawyer, Pennsylvania | 0 Comments
When appearing before a Pennsylvania bankruptcy judge, it is important to not only to be familiar with the Federal and local rules of procedure, but also to check the preferences of the judge before whom you are appearing.
In the Eastern District of Pennsylvania, the general website is http://www.paeb.uscourts.gov/. There are five bankruptcy judges sitting in [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (70) on Nov 11, 2007 in Consumer Protection, Personal Finance, Predatory Lending | 0 Comments
We’ve all see the television commercials…”get one lump sum now for your structured settlement.” The commercials boast “why wait” and “you deserve your money now.” Testimonials are given by individuals who needed these lump sums quickly to pay off credit card debt or other items such as student loans.
How wise are these buyouts? And are [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (70) on Nov 10, 2007 in Bankruptcy Cases of Interest, Bankruptcy Practice and Procedure, Chapter 13 Bankruptcy, Decisions of Interest, Lawyer to Lawyer, Pennsylvania | 0 Comments
For the sake of safe-guarding the due process rights of creditors involved in bankruptcy proceedings in the Western District of Pennsylvania, local rules of procedure require debtors to list each and every creditor by name as respondents in Motions which affect their rights. The rule was instituted shortly after BAPCPA took effect on October 17, 2005 [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (70) on Nov 9, 2007 in Automatic Stay, Bankruptcy Cases of Interest, Bankruptcy Myths, Bankruptcy Practice and Procedure, Benefits of Bankruptcy, Decisions of Interest, Lawyer to Lawyer, Pennsylvania, Protecting Assets In Bankruptcy, Reaffirmation of Debts, Redemption of Assets, Vehicles | 0 Comments
When filing for bankruptcy protection under Chapter 7, of paramount concern to many debtors is the status of their vehicles. There three primary options expressly endorsed by the United States Bankruptcy Code:
Reaffirmation. Reaffirmation is governed principally by Section 524(c) of the Code. Of concern in post-BAPCPA cases in the vehicle context is the manner in [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (70) on Nov 7, 2007 in Bankruptcy Practice and Procedure, General Bankruptcy Information | 0 Comments
If you are a consumer who is owed money by a bankrupt company, you may receive a Proof of Claim form from the bankruptcy court where the company filed for bankruptcy. You should contact an experienced bankruptcy attorney for assistance in completing and filing the form. The attorney should be able to advise you of [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (70) on Nov 6, 2007 in Benefits of Bankruptcy, Collection Issues, Consumer Protection, Financial Resources on the Web, Personal Finance | 0 Comments
Visit the Google search engine and type in the search term “student credit cards.” You will not be surprised to find that the top sites listed are databases directly marketing to students that allows them to search for a credit card that best suits their needs.
If you liked that post, then try these…Why You Should Not Rely [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (70) on Nov 4, 2007 in Bankruptcy Practice and Procedure | 0 Comments
…or you may be at risk of committing a bankruptcy crime. You are required to list all of your assets, debts, and creditors. You cannot pick and choose who and what to list. When you sign your bankruptcy petition, you are swearing under penalty of perjury that the information contained in your bankruptcy papers is [...]