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Pennsylvania Bankruptcy Lawyers Should Assess Client’s Overall Well-Being, Not Just Their Finances »

The Pennsylvania Rules of Professional Conduct, Rule 2.1 states “[i]n representing a client, a lawyer shall exercise independent professional judgment and render candid advice.  In rendering advice, a lawyer may refer not only to law but to other considerations such as moral, economic, social and political factors, that may be relevant to the client’s situation.”  [...]

Know Your Pennsylvania Bankruptcy Judge’s Judicial Practices and Procedures - Part Three: Western District of Pennsylvania »

When appearing before a Pennsylvania bankruptcy judge, it is important to not only to be familiar with the Federal and local rules of procedure, but also to check the preferences of the judge before whom you are appearing.
In the Western District of Pennsylvania, the general website is http://www.pawb.uscourts.gov/.  There are five bankruptcy judges in the [...]

Know Your Pennsylvania Bankruptcy Judge’s Judicial Practices and Procedures - Part Two: Middle District of Pennsylvania »

When appearing before a Pennsylvania bankruptcy judge, it is important to not only to be familiar with the Federal and local rules of procedure, but also to check the preferences of the judge before whom you are appearing.
In the Middle District of Pennsylvania, the general website is http://www.pamb.uscourts.gov/index.html.  There are three bankruptcy judges in the [...]

Know Your Pennsylvania Bankruptcy Judge’s Judicial Practices and Procedures - Part One: Eastern District of Pennsylvania »

When appearing before a Pennsylvania bankruptcy judge, it is important to not only to be familiar with the Federal and local rules of procedure, but also to check the preferences of the judge before whom you are appearing.
In the Eastern District of Pennsylvania, the general website is http://www.paeb.uscourts.gov/.  There are five bankruptcy judges sitting in [...]

Trading A Structured Settlement to “Get Cash Now” - Cousin to Predatory Lending? »

We’ve all see the television commercials…”get one lump sum now for your structured settlement.” The commercials boast “why wait” and “you deserve your money now.” Testimonials are given by individuals who needed these lump sums quickly to pay off credit card debt or other items such as student loans.
How wise are these buyouts? And are [...]

The Western District of Pennsylvania’s Bankruptcy Court Defends Captioning Rules »

For the sake of safe-guarding the due process rights of creditors involved in bankruptcy proceedings in the Western District of Pennsylvania, local rules of procedure require debtors to list each and every creditor by name as respondents in Motions which affect their rights.  The rule was instituted shortly after BAPCPA took effect on October 17, 2005 [...]

In Pennsylvania, the Pre-BAPCPA Ride-Through Option Is Still Alive and Well Per State Law »

When filing for bankruptcy protection under Chapter 7, of paramount concern to many debtors is the status of their vehicles.  There three primary options expressly endorsed by the United States Bankruptcy Code:

Reaffirmation.  Reaffirmation is governed principally by Section 524(c) of the Code.  Of concern in post-BAPCPA cases in the vehicle context is the manner in [...]

Help! I’m a Consumer Owed Money by a Company That Filed Bankruptcy »

If you are a consumer who is owed money by a bankrupt company, you may receive a Proof of Claim form  from the bankruptcy court where the company filed for bankruptcy.  You should contact an experienced bankruptcy attorney for assistance in completing and filing the form.  The attorney should be able to advise you of [...]

How Reckless is Credit Card Marketing to College Students? »

Visit the Google search engine and type in the search term “student credit cards.”  You will not be surprised to find that the top sites listed are databases directly marketing to students that allows them to search for a credit card that best suits their needs.
If you liked that post, then try these…Why You Should Not Rely [...]

Tell the Truth, The Whole Truth, and Nothing but the Truth When Filing Bankruptcy . . . »

…or you may be at risk of committing a bankruptcy crime.  You are required to list all of your assets, debts, and creditors.  You cannot pick and choose who and what to list.  When you sign your bankruptcy petition, you are swearing under penalty of perjury that the information contained in your bankruptcy papers is [...]