On July 30, 2009 I wrote an article about free information about credit. Today I found another resource to assist you with your quest.  Mymoney.gov is website that provides free information about taking control or your finances and credit.
This website is run by the U.S. Financial Literacy and Education Commission.  The site provides information from [...]

Fear of debt creates tunnel vision.  When our debt outweighs our income it is natural to focus on how little we have.  The tunnel vision of debt leads to stress and anxiety without any light at the end of the tunnel.  For many of my clients this vision prevents them from finding anything good in [...]

At a 341 meeting the trustee may ask,  “You have $80,000 in credit card debt, what do you have to show for it.”  You may be thinking why is the trustee asking this question? Think of the trustee as a financial detective.   The trustee has a duty to investigate your credit card charges.
The trustee [...]

Don’t Ever Buy Thoughtlessly or you will have DEBT.  If you review your spending patterns you will see that you did not think twice about many of your purchases.  As a result you ask yourself down the road, why did I purchase ***?  In the past I have written about changing your mind set before [...]

Below are some free resources where you can obtain information about credit:

Of course Credit Law Network where bankruptcy attorneys blog about all things related to credit.
Annual Credit Report website where you can obtain a 3 bureau credit report every 366 days.  The Free Annual Credit Report website may have cute commercials but the reports are [...]

I am sitting in 341 meetings all day today.  So far several debtors have brought their very young children to the meeting.  These debtors are also getting upset because they believe that they should go first and are not.  Now the children are in melt down mode and it is miserable for everyone.  341 meetings [...]

Galatians 5:17 may provide insight into why people not only go into debt but also why sometimes why bad decisions are made.  This passage discusses the conflict between your spiritual self and your flesh.  Another interpretation is that your corrupt nature is in conflict with your spiritual nature.  I view it as you are in [...]

Perjury is a federal crime when it happens in conjunction with a bankruptcy case.  When my clients sign their Petition I inform them no less than 4 times that they are signing the documents under penalty of pejury that everything must be truthful and accurate to best of their knowledge.
This means tell me everything.  Tell [...]

How often have you thought that insurance was a luxury and not a necessity?  Come on, fess up.  When it comes to managing a budget I hear people say “I am healthy and do not need insurance.”  I am here to tell you first hand that medical insurance is critical and could mean the difference [...]

Whether you have financial or weight debt your fist step to recovery is to listen to your conscience.  Easier said than done that is for sure.  However, if you can train yourself to start listening to your inner voice, Jiminy Cricket, conscience or gut, you can start on the road to gaining control over your [...]