Sounds like a silly command doesn’t it?  But by breathing you can calm your mind and elevate your mood.  In fact Dr. Weil states; “Practicing regular, mindful breathing can be calming and energizing and can even help with stress-related health problems ranging from panic attacks to digestive disorders.” Dr. Weil has three breathing exercises to [...]

In today’s Internet world social media is all the rage.  Facebook, Twitter, Linkedin, etc… are all sites where you can find old friends, colleagues, and your bankruptcy attorney, judge and/or trustee.  If you are in bankruptcy you might be excited to find your trustee, attorney and/or judge on Facebook and request that they be your [...]

I was driving back from Dixon, Missouri the other day.  While enjoying the changing leaves I used the opportunity to think about some of the silly debt that people incur.  One of the silliest debts that one can incur are traffic tickets  related to incidents that are totally in your control.  This particular picture was [...]

Gregory Smith recently held up a payday loan establishment in Indianapolis, IN.  He felt that his back was against the wall and had no where to turn.  Mr. Smith went into the Advance America to take out a payday loan so that he could put food on the table for his young child.  When Angela [...]

If you are sitting in jail wondering if you can file bankruptcy then your search is over.  The answer is yes if you otherwise qualify for bankruptcy relief under the code.  Just because you are sitting behind bars does not prevent you from accessing the Bankruptcy Court.   Depending of where you are located will depend [...]

I wanted to share 13 tips from the FBI before filing bankruptcy.  I often tell clients that lying to the court is a crime, but often they do not believe me.  So many times you will hear of stories of debtors who filed bankruptcy and did not disclose assets such as a boat, land or [...]

Proverbs 12:19 says truthful words stand the test of time, but lies are soon exposed.  What in the world does this have to do with debt and or bankruptcy?  Think back to the last credit card purchase or even a cash purchase that you made.  Now I want you to be painfully honest with yourself.  [...]

A little bit of good news came from General Motors this week when they announced that a third shift will be added to three of its facilities.    Fairfax, Kansas, Lansing, Michigan and Fort Wayne, Indiana will all have a graveyard shift by April 2010.  In Fairfax, Kansas alone 945 jobs be added.  This is good [...]

One of the fears of filing bankruptcy is whether or not one’s privacy will be breached.  This fear arises from that fact that Bankruptcy is a public record.  This means that anyone can show up to any bankruptcy proceeding or pull your bankruptcy paperwork.  Section 107 of the United States Bankruptcy Code gives any individual [...]

During this recession, depression, fledgling economy it takes courage to get out of debt as it says in Ecclesiastes 11: 1-6.  Many will turn to the good book for counseling and comfort during these tough times.  But the good book may offer sound advice in good times as well as bad.  It never ceases to [...]