Author Archive

Who Are The Trustees In Your Neighborhood, Part VII »

If you are in the Western District of Missouri, Kansas City Division, there are 10 Chapter 7 Trustees. You can never choose the trustee for your case, they are assigned by the Court at the time of filing. So far we have introduced you to Mr. David Stover, Ms. Erlene Krigel, Ms. Janice Stanton and [...]

Popularity: 8% [?]

Just One More Time For The Record: Think, Twice, Thrice, Many More Times Before You Ever Decide To Represent Yourself! »

There are several articles throughout BLN that tell you about why you should not represent yourself. This is so important that I am going to remind you again about why you probably do not want to take a chance and represent yourself. In fact I think all us will continue to tell you [...]

Popularity: 8% [?]

Who Will Know About My Bankruptcy? »

The most common question I get asked is; Who will know about my bankruptcy? The bankruptcy filing is public record as well as the creditor’s hearing or 341 Meeting of Creditors that you will attend is open to the public.
Does this mean that the creditor will fly a banner over head telling everyone that [...]

Popularity: 6% [?]

Can I Take Out Credit Cards During My Chapter 13 Bankruptcy? »

Can I take out credit cards during my Chapter 13 Bankruptcy? Short answer, you may not take out any lines of credit either through credit cards or loan applications during your Chapter 13 Bankruptcy. You might think that you will have no opportunities to ever have a credit card again after filing bankruptcy [...]

Popularity: 31% [?]

The One Thing I really Want Bankruptcy Clients To Do Is . . . »

The one thing I really want bankruptcy clients to do is be realistic about their budget. Very rarely are clients realistic about their budget and what is a normal budget.
In my practice the clients think they can continue to hit McDonald’s every morning and that they should be able to go for drinks or [...]

Popularity: 5% [?]

Are The 2008 Rebate Checks An Asset? »

The Government has now finalized the 2008 Rebate Checks decision. Are they an asset? In a word, yes. You will need to check with your attorney as to how the rebate checks will be handled if you are currently in a bankruptcy or if you are contemplating filing a bankruptcy.
In the Western [...]

Popularity: 7% [?]

Who Are The Trustees In Your Neighborhood? Part VI »

If you are in the Western District of Missouri, Kansas City Division, there are 10 Chapter 7 Trustees. You can never choose the trustee for your case, they are assigned by the Court at the time of filing. So far we have introduced you to Mr. David Stover, Ms. Erlene Krigel, Ms. Janice Stanton and [...]

Popularity: 7% [?]

Who Are The Trustees In Your Neighborhood? Part V »

If you are in the Western District of Missouri, Kansas City Division, there are 10 Chapter 7 Trustees. You can never choose the trustee for your case, they are assigned by the Court at the time of filing. So far we have introduced you to Mr. David Stover, Ms. Erlene Krigel and Ms. Janice Stanton. [...]

Popularity: 6% [?]

What Do I Do With Tax Refunds During My Chapter 13? »

What happens to your tax refunds during the life of your Chapter 13 in the Western District of Missouri? Good question. As of two weeks ago the rules have changed. Previously you could keep the first $1,000 without scrutiny or question. Any amount between $1,001 and $2,500 you would send a [...]

Popularity: 20% [?]

Presto Chango The Rules Have Changed Again! »

On October 17, 2005 the world of Bankruptcy changed forever with the commencement of BAPCPA. Until recently in the Western District of Missouri we thought that interpretation of the new changes were somewhat settled and agreed upon. Then just about the time you get comfortable, things up and change again.
Debtors will enter my [...]

Popularity: 17% [?]