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Where Do I File Bankruptcy Near Houston, Texas? »

If you reside in one of the counties listed below, you must file your bankruptcy case in the Southern District of Texas, Houston Division,
If you liked that post, then try these…Can I Tithe During Bankruptcy? by Kevin Gipson, New Orleans Bankruptcy AttorneyBankruptcy Basics: Chapter 7–The New Rule Is 8 Years! by Karen Oakes, [...]

Where Do I File My Bankruptcy Case in Midland, Texas? »

If you live in the following counties near Midland, Texas, you should file your bankruptcy case in the Midland Division of the Western District of Texas. The court is located in the U.S. Post Office Annex, Room P-163, 100 East Wall Street, Midland, Texas. The court’s phone number is 432-683-1650.
The counties are:
If you liked [...]

Where Do I File My Bankruptcy Case Near Brownsville or McAllen, Texas? »

If you reside in one of the counties listed below, you must file your bankruptcy case in the Southern District of Texas, Brownsville Division,
If you liked that post, then try these…Means Test: Don’t Give Up, Even If You Think You’ve Flunked It, Part 8 by Craig Andresen, Attorney at LawSubprime mortgage lenders beginning to [...]

Who are the Chapter 7 Trustees in San Antonio, Texas? »

The Chapter 7 Panel Trustees in the San Antonio Division of the Western District of Texas are:
John Patrick Lowe
Randolph N. Osherow
Jose C. Rodriguez
Helen G. Schwartz
Johnny W. Thomas
If you liked that post, then try these…What Can Go Wrong In A Chapter 13 Bankruptcy? by Douglas Jacobs, California Bankruptcy AttorneyCan I Dismiss My Chapter 13 Bankruptcy [...]

Beware of Tax Loan Services (For Property Taxes) in Texas »

The Texas Tax Code now allows Texans who own real property in Texas to take out a loan with a third party to pay past due property taxes. However, these loans come at an otherwise unnecessary and exorbitant cost to the borrower (property owner).
If you liked that post, then try these…What Can I Keep [...]

Who are the Chapter 12 and 13 Trustees in San Antonio, Texas? »

The Chapter 12 and 13 Standing Trustee in San Antonio is:
Marion A. Olson
1020 N.E. Loop 410 #800
San Antonio, Texas 78212
210-824-1460
If you liked that post, then try these…Mortgage Modifications, Instead of Chapter 13? by Kurt O’Keefe, Attorney at LawAre You Going Broke Helping Your Adult Children? by Bankruptcy AttorneyCan I Use Bankruptcy to Stop an [...]

Texas Homeowners in Foreclosure - Beware of Foreclosure Rescue Scheme! »

The 408th District Court in Bexar County, Texas has issued a temporary injunction against a foreclosure rescue scheme - Foreclosure Assistance Solutions, LLC of Florida and its principal operators, Herb Zerden and Adolfo Quintero, owner John Woodruff, and J.W.W. Services, Inc. (of California). The temporary injunction prohibits them from targeting and deceiving Texans who [...]

Southern District of Texas Court upholds Bankruptcy Court ruling that surcharges for traffic offenses are non-dischargeable »

A debtor was cited on numerous occassions both before and during the pendency of his bankruptcy case for driving while intoxictated, driving without liability insurance, and driving without a valid driver’s license. The citiations resulted in “virtuallly continuous suspension” of debtor’s driver’s license as well as imposition of approximately $6000.00 in surcharges owed to [...]

Where Do I File My Bankruptcy in Laredo, Texas? »

If you reside in one of the counties listed below, you must file your bankruptcy case in the Southern District of Texas, Laredo Division,
If you liked that post, then try these…Bankruptcy And The Elderly! Part 2 by Kevin Gipson, New Orleans Bankruptcy AttorneyJay S. Fleischman, New York Bankruptcy Lawyer by Jill Michaux, Kansas [...]

If I sign a reaffirmation agreement, can it be different terms than the original contract? »

The simple answer is yes - if you can get the lender/creditor to agree. A reaffirmation agreement is a new contract between you and the lender/creditor. If you must sign a reaffirmation agreement, I would encourage you to negotiate the interest rate, the balance owed, and/or the length of time to pay out [...]