Author Archive
By Pamela Stewart, Attorney at Law
closeAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (78) on Dec 16, 2007 in Chapter 13 Bankruptcy, General Bankruptcy Information, Mortgages, Texas | 0 Comments
While listening to closing arguments this week in a case pending before Houston Bankruptcy Judge Jeff Bohm, I was amazed to hear that attorneys for Countrywide allegedly had filed false documents with the Court claiming they charged $350.00 for their services when, in reality, they had charged $450.00!
If you liked that post, then try these…Where [...]
By Pamela Stewart, Attorney at LawcloseAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (78) on Nov 30, 2007 in General Bankruptcy Information | 0 Comments
The Bankruptcy Court in the Eastern District of Texas, Sherman Division, recently found that a Debtor who sold his home through a wrap around note and who did not pay the mortgage company the money the debtor was receiving from the buyer could not discharge the debt owed to the buyer.
If you liked that post, [...]
By Pamela Stewart, Attorney at LawcloseAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (78) on Nov 28, 2007 in General Bankruptcy Information | 0 Comments
The Internal Revenue Service announced today that interest rates for the calendar quarter beginning January 1, 2008, will drop by one percentage point. The rate of interest is determined on a quarterly basis.
For individuals, the overpayment and underpayment rate is the federal short-term rate plus 3 percentage points. The new rate for [...]
By Pamela Stewart, Attorney at LawcloseAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (78) on Nov 27, 2007 in Bankruptcy Cases of Interest | 0 Comments
The Bankruptcy Court in the Eastern District of Texas, Tyler Division, recently revoked a debtor’s discharge for (1) failing to schedule certain assets entirely and (2) substantially undervaluing other assets.
The Court found the debtor acted with fraudulent intent in intentionally not listing the assets and/or undervaluing the assets and concluded the discharge previously granted the [...]
By Pamela Stewart, Attorney at LawcloseAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (78) on Nov 1, 2007 in Texas | 0 Comments
If you live in one of the following counties, you are required to file your bankruptcy in the Austin Division of the Western District of Texas. The court is located in Austin at 903 San Jacinto Blvd.
If you liked that post, then try these…Can I Lose My Car if the Bank Screws Up? by [...]
By Pamela Stewart, Attorney at LawcloseAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (78) on Oct 31, 2007 in General Bankruptcy Information, Lawyer to Lawyer, Tax Issues | 0 Comments
If a debtor’s loan is a non-escrowed loan and the property taxes are current when the bankruptcy case is filed, the debtor should consider scheduling the taxing authorities for notice purposes only so that if the debtor becomes delinquent on post-petition taxes, the taxing authorities do not file suit in state court and then proceed [...]
By Pamela Stewart, Attorney at LawcloseAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (78) on Oct 31, 2007 in Tax Issues, Texas | 0 Comments
Pursuant to Section 33.06 of the Texas Tax Code, homeowners over the age of 65, disabled persons, and persons 55 years of age or over who are the surviving spouse of a person previously entitled to a tax deferment may be entitled to complete deferment of taxes owed on the property for as long as [...]
By Pamela Stewart, Attorney at LawcloseAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (78) on Oct 31, 2007 in Personal Finance, Tax Issues, Texas | 0 Comments
Texas law gives additional homestead exemptions to homeowners 65 years of age or older, if you are a disabled homeowner, or if you are a disabled veteran.
If you liked that post, then try these…Avoiding Bankruptcy - the Banks, not Consumers by Kurt O’Keefe, Attorney at LawBankruptcy in Florida: Carmen Dellutri’s 2008 Predictions Part II by [...]
By Pamela Stewart, Attorney at LawcloseAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (78) on Oct 31, 2007 in General Bankruptcy Information | 0 Comments
If you had overlapping insurance, meaning you had your own insurance policy at the same time the mortgage lender had force placed insurance a/k/a lender placed insurance on your property, the mortgage lender can obtain a refund of the premiums for the force placed insurance for the periods in which you had overlapping coverage in [...]
By Pamela Stewart, Attorney at LawcloseAuthor: Pamela Stewart, Attorney at Law
Name: Pamela Stewart, Attorney at Law
Email: PLSatty@swbell.net
Site: http://plstewart.com
About: See Authors Posts (78) on Oct 31, 2007 in Mortgages, Texas | 0 Comments
Force placed insurance, sometimes referred to as lender placed insurance, is bad, VERY BAD, for the Debtor/Borrower! It is very costly and does not protect you, the borrower. Many borrowers believe this coverage will cover their contents. Wrong! Further, unless the mortgage documents provide otherwise, the borrower does not have the [...]
