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Bankruptcy Discharge and Arbitration: »

So you got a discharge, none of your assets were taken, and now you want to pursue a previous creditor for collection violations which occurred prior to filing. Maybe there was an FDCPA or other state UDAP claim. Can you do it? Yes, as long as you listed those claims on your schedules [...]

Popularity: 6% [?]

What To Expect At Your First Bankruptcy Appointment »

For most people, the decision to consult a bankruptcy attorney seems to be the most difficult part of the bankruptcy filing process. But talk to anyone 6 months after filing and they will usually tell you that that decision to file was one of the best decisions they made in their life.
If you liked [...]

Popularity: 10% [?]

Keeping Some Credit Cards Through Bankruptcy »

When you file for Bankruptcy, what do you do if you want to keep some credit cards?  Hide them from your attorney?  NO!  Such “Bankruptcy Fraud” is not worth 5 years in jail and/or 1/2 million dollar fine!  Instead, it depends.  
If you liked that post, then try these…The 2005 Bankruptcy Act: Bankruptcy [...]

Popularity: 27% [?]

When Can I File Bankruptcy Again? »

There is no limit on the number of bankruptcy cases that one may file. In fact, there is no limit in between time frames to file bankruptcy. Nevertheless, if sufficient time between filings does not take place, you may be not be eligible for “discharge.”
If you liked that post, then try these…When Do [...]

Popularity: 22% [?]

I Get My Tax Refund in Bankruptcy, Right? »

Maybe. It depends. Do you owe the IRS any prior monies? Can you claim the monies due to you as exempt?

Popularity: 35% [?]

Popularity: 35% [?]

Bankruptcy: When do I get my Property Back? »

Technically speaking, once you file for bankruptcy, all your property is no longer yours.  Instead it is now part of a new entity called the Bankruptcy Estate, pursuant to 11 USC 522.  Nevertheless, in most cases, it goes back to you relatively quickly.

In chapter 7, all your property comprises the bankruptcy estate until one of [...]

Popularity: 29% [?]

Public Access To Claims Now Denied! »

Many creditors have been improperly publishing confidential information about debtors in proof of claims in response to chapter 13 cases over the years.  Recently, many debtors’ attorneys have been moving the Bankruptcy Court to restrict this information.  Now, the Bankruptcy Court for the Southern District of California has taken this one step further!
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Popularity: 18% [?]

Maybe Ride-Through Will Relive? »

Recently, the Bankruptcy Appellate Panel ruled that ride-through no longer existed in light of the recent changes to the Bankruptcy Code under BAPCPA. Nevertheless, they entirely ignored my 11 USC 365(e) argument and it’s presently before the Ninth Circuit Court of Appeals.
Popularity: 33% [?]

Popularity: 33% [?]

My Hearing Was Continued Since My Debt Dates Were Incorrect. »

Trustees, the US Trustee, and the Court can be a stickler when it comes to dates, and its not uncommon for your hearing to be continued as a result.  Hopefully, after reading this Blog, no one will ever have a continued hearing as a result of incorrect dates again.
If you liked that post, then try [...]

Popularity: 22% [?]

CHAPTER 7 BANKRUPTCY TRUSTEE FEES »

So you did all that work to prepare your case and file for Chapter 7.  Likewise, your attorney charged you $1000 to $5000 to help you get all the forms correct and represent you in the matter.  So after about 20 to 30 hours later, there are now about 30 to 45 pages of documents [...]

Popularity: 19% [?]