Author: L. Jed Berliner, Western & Central Massachusetts Consumer Lawyer

27 Dec HAMP Mortgage Modifications and Bankruptcy

HAMP, the Home Affordable Modification Program which can modify a mortgage, is no way to avoid bankruptcy. It's a heart-breaker. It builds up false hopes andthendestroys them. That's my conclusion from reading the new Congressional Oversight Panel report. I haven't written on HAMP because I've questioned...

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01 Nov Protect Your Home in Bankruptcy, Not Just its Dollar Amount

You want toprotectall of your home, car, or other non-cashasset but exemptions arelimited to fixed dollar amounts. The Supreme Courtsays you can. Exemptions are stated in fixed dollar amounts. Protecting your home can bedifficultbecause it is hardto value. You do the best you can, but there's...

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