Kurt O'Keefe, Attorney at Law

Over 40 states have already signed on to the sellout deal the corrupt politicians negotiated, so they could run for office beating their chests bragging about their tremendous accomplishment, with their mortgage company liege lords, who should have already started their prison terms, to get them off the hook for the greatest financial crimes in [...]

Foreclosure Scary: Can Bankruptcy Save My House?

by Kurt O'Keefe, Attorney at Law

Bankruptcy!  I don’t want to file bankruptcy! Hey, if you do want to file, there is something wrong with you. But you want to keep your house?  Avoid foreclosure? Which option hurts more:  losing your home, or, filing bankruptcy? We humans make decisions based on our emotions:  we shy away (or run, if you are [...]

It is just a fact that the over one trillion (uh,  yeah, not billion, not hundreds of billions, trillion) dollars of student debt now outstanding in our fair land will not be repaid. Because the graduates will not generate sufficient income to pay it back. The jobs they were told were out there for them [...]

Student Loans In Bankruptcy

by Kurt O'Keefe, Attorney at Law

At least the graduate in the picture has a job.  Being that is involves wearing a chicken suit, it might not produce enough scratch to pay off his share of the more than $1 trillion dollars in student loan debt now owed in our country. The issue is on this site because now, more than [...]

1.  Debt collectors are NOT under oath when they are talking to you.  There are restrictions on what they can say, but exagerration, saying what might happen if you do not pay, are allowed. 2.  They are not trying to help you!  They are not trying to work things out, come up with a plan [...]

Filing Bankruptcy: Do I Have To Keep My Condo?

by Kurt O'Keefe, Attorney at Law

Colleague Dana Wilkinson calls it “foreclosure limbo.” You made the difficult decision, accepted reality, you cannot pay your debts, and, even filing bankruptcy, cannot keep your condo.  Or, like one of my clients, the condo you bought for your son’s family, which they could no longer pay. Whether in a Chapter 13 bankruptcy, or Chapter [...]