I'm a consumer protection lawyer in Oregon, working with people in Klamath; Lake; Jackson; Josephine; Curry; and Deschutes County. I speak regularly on bankruptcy and consumer protection issues nationwide.
A credit report is a record of how you have borrowed and repaid debts. Creditors usually like to look at this report to decide whether or not to grant you credit.
What kind of information can be included in my credit report?
Most common are...