There are two things that you must have with you when you go to the 341 creditor’s meeting: The first is a state issued photo identification card. For many people, this is going to be your driver’s license.
You must also bring your social security card if your state identification card does not contain [...]

The Eastern District of Louisiana Bankruptcy Court in New Orleans has one Chapter 13 Trustee.
His contact information is as follows:
S. J. Beaulieu, Trustee
433 Metairie Road
Suite 307
Metairie, LA 70005
(504) 831-1313
Mr. Beaulieu’s office does not accept payments in person. All payments must be made by money order or certified funds to the following address:
S. J. Beaulieu, [...]

Beginning October 24, 2007 the location for 341 Creditor’s Meetings for the New Orleans Bankruptcy Court for the Eastern District of Louisiana will change.
For years, creditor’s meetings in the New Orleans area have occurred at what is referred to as the Texaco Building, at 400 Poydras Street.
If you liked that post, then try these…What Is [...]

There are currently eight Chapter 7 Bankruptcy trustees for the New Orleans Bankruptcy Court for the Eastern District of Louisiana.
Trustees are private individuals and are not on the staff of the U.S. Trustee’s Office.
If you liked that post, then try these…No Tax Stimulus Rebates To Spend If Filing For Bankruptcy? by Susanne Robicsek, North Carolina [...]

In Part One of this article I discussed Flipping: a method used be finance companies to generate fees from current customers by refinancing the customers loan repeatedly.
Now how does the finance company get an otherwise intelligent person to voluntarily spend money on more closing costs?
The answer is that they lead the borrower to believe [...]

“Flipping” is an aggressive form of refinancing a debt where the lender, typically a finance company, gets more money from a consumer by, among other things, charging new closing costs and other expenses such as insurances.
The National Consumer Law Center reported in 2005 that two-thirds of finance company loans were written to existing customers.
If you [...]

The Internet is a great source of information, and I suspect, for the most part, accurate information.
It is also a source for what I have come to refer to over the years as “Bar Stool Law.”
What is Bar Stool Law?
If you liked that post, then try these…When Do I Know Its Right To File For [...]

A law school professor that I had during my first year of law school once explained that the purpose of law school is not to teach you where the courthouse is located, but to teach you how to find the courthouse if they decide to move it.
While this sounded clever, I’m not exactly sure what [...]

Two things that you can expect about your mail after you file for bankruptcy: Threatening letters from credit card companies, collection agencies and attorneys should stop, and all sorts of other solicitations will start.
Besides offers of high interest credit cards, you will also get offers for credit counseling and financial counseling.
If you liked that [...]

In a previous article “Hurricane’s Katrina and Rita and BAPCPA” I discussed how the requirements for pre-bankruptcy credit counseling and pre-discharge debtor personal financial management education had been waived for the entire State of Louisiana and the Southern District of Mississippi (the Gulf Coast).
This waiver was based upon a finding by the U. S. Trustee’s [...]