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	<title>Bankruptcy Law Network &#187; Jill Michaux, Kansas Bankruptcy Attorney</title>
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	<description>Real Lawyers, Real Solutions</description>
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		<title>Video:  Not All Debts Discharged in Bankruptcy</title>
		<link>http://www.bankruptcylawnetwork.com/2009/11/15/video-not-all-debts-discharged-in-bankruptcy/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/11/15/video-not-all-debts-discharged-in-bankruptcy/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 00:23:04 +0000</pubDate>
		<dc:creator>Jill Michaux, Kansas Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Debts Not Dischargeable]]></category>
		<category><![CDATA[Discharge of Debt]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[child support not discharged in bankruptcy]]></category>
		<category><![CDATA[discharge of debts]]></category>
		<category><![CDATA[not discharged in bankruptcy]]></category>
		<category><![CDATA[student loans not discharged]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=11459</guid>
		<description><![CDATA[
student loan law changes
debts arising from a divorce order
creditors not notified of the bankruptcy
student loans
you may not discharge all your debt
payroll taxes, the loan that lives forever
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BLN Author Lauded by National Bankruptcy Group</title>
		<link>http://www.bankruptcylawnetwork.com/2009/11/01/bln-author-lauded-by-national-bankruptcy-group/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/11/01/bln-author-lauded-by-national-bankruptcy-group/#comments</comments>
		<pubDate>Sun, 01 Nov 2009 21:03:06 +0000</pubDate>
		<dc:creator>Jill Michaux, Kansas Bankruptcy Attorney</dc:creator>
				<category><![CDATA[General Bankruptcy Information]]></category>
		<category><![CDATA[Your Bankruptcy Attorney & You]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[Craig Andresen]]></category>
		<category><![CDATA[NACBA]]></category>
		<category><![CDATA[National Association of Consumer Bankruptcy Attorneys]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10491</guid>
		<description><![CDATA[Bankruptcy Law Network member and author, Craig Andresen of Bloomington, Minnesota, has been named Member of the Month for October 2009 by the National Association of Consumer Bankruptcy Attorneys.
He is the tenth member of Bankruptcy Law Network to be recognized as member of the month for service to NACBA and the field of consumer bankruptcy [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Video:  What Types of Bankruptcy May I Chose?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/21/what-are-the-types-of-bankruptcy/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/21/what-are-the-types-of-bankruptcy/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 13:36:48 +0000</pubDate>
		<dc:creator>Jill Michaux, Kansas Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[General Bankruptcy Information]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[types of bankruptcy]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10134</guid>
		<description><![CDATA[
frequently asked bankruptcy questions
bankruptcy eligibility test changes November 1, 2009
converting from chapter 13 to chapter 7
I don&#8217;t qualify for chapter 13
chapter 13 may be your best option
video:  the six chapters of bankruptcy
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Video:  What is Bankruptcy?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/18/what-is-bankruptcy/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/18/what-is-bankruptcy/#comments</comments>
		<pubDate>Sun, 18 Oct 2009 13:13:29 +0000</pubDate>
		<dc:creator>Jill Michaux, Kansas Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Benefits of Bankruptcy]]></category>
		<category><![CDATA[General Bankruptcy Information]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy basics]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[filing bankruptcy]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10125</guid>
		<description><![CDATA[
What is bankruptcy?  What a short video for an overview of bankruptcy.
FAQ:  bankruptcy basics
Frequently asked questions about bankruptcy &#8211; part one
Frequently asked questions about bankruptcy &#8211; part  two
Frequently asked questions about bankruptcy &#8211; part three
Frequently asked questions about bankruptcy &#8211; part four
]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Watch a Bankruptcy Meeting of Creditors</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/15/watch-a-bankruptcy-meeting-of-creditors/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/15/watch-a-bankruptcy-meeting-of-creditors/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 19:43:28 +0000</pubDate>
		<dc:creator>Jill Michaux, Kansas Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[General Bankruptcy Information]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10076</guid>
		<description><![CDATA[
What will they ask me at my bankruptcy hearing?
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will You Qualify For Chapter 7 Bankruptcy After Halloween?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/10/bankruptcy-eligibility-test-changes-november-1/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/10/bankruptcy-eligibility-test-changes-november-1/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 18:56:14 +0000</pubDate>
		<dc:creator>Jill Michaux, Kansas Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Means Testing]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9905</guid>
		<description><![CDATA[If you are a consumer thinking about filing bankruptcy, you will want to figure out whether to file bankruptcy before or after November 1 when changes to the income eligibility guidelines take effect.  For some people, the means test changes will help and for others the changes will hurt.
In Kansas, for example, median family income [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Need to File Bankruptcy Again, Can I?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/09/28/i-need-to-file-bankruptcy-again-can-i/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/09/28/i-need-to-file-bankruptcy-again-can-i/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 20:21:00 +0000</pubDate>
		<dc:creator>Jill Michaux, Kansas Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Automatic Stay In Bankruptcy]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Discharge of Debt]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9628</guid>
		<description><![CDATA[If you have filed for bankruptcy before, you may be able to file again if you need to.  But, to determine if you can get another discharge in bankruptcy, you need to know the petition date and chapter of your previous case.
There is a myth that you can only file bankruptcy every seven years.  That [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/09/28/i-need-to-file-bankruptcy-again-can-i/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What If I Can&#8217;t Speak English at My Bankruptcy Hearing?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/09/27/what-if-i-cant-speak-english-at-my-bankruptcy-hearing/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/09/27/what-if-i-cant-speak-english-at-my-bankruptcy-hearing/#comments</comments>
		<pubDate>Sun, 27 Sep 2009 20:01:12 +0000</pubDate>
		<dc:creator>Jill Michaux, Kansas Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[General Bankruptcy Information]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9618</guid>
		<description><![CDATA[Interpreters are available in 196 languages for debtors at the meeting of creditors in bankruptcy cases.  The U.S. Trustee is providing the interpreter services free of charge by telephone  to assist debtors with who do not understand or speak English.
If you want to use an interpreter at the meeting of creditors, also called 341 hearing, [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/09/27/what-if-i-cant-speak-english-at-my-bankruptcy-hearing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Means Test Numbers Change November 1</title>
		<link>http://www.bankruptcylawnetwork.com/2009/09/24/means-test-numbers-change-november-1/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/09/24/means-test-numbers-change-november-1/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 00:31:11 +0000</pubDate>
		<dc:creator>Jill Michaux, Kansas Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bankruptcy Practice and Procedure]]></category>
		<category><![CDATA[Means Testing]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9548</guid>
		<description><![CDATA[The income figures used on the bankruptcy means test will change for debtors filing petitions on and after November 1, 2009,  the U.S. Trustee program has announced. The numbers could go up or down.  Some people are predicting lower figures due to the economic downturn.
Data from the U.S. Census Bureau is adjusted for family size [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/09/24/means-test-numbers-change-november-1/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Chapter 13 Bankruptcy Claims List is Missing Creditors:  What Do I Do?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/09/13/my-chapter-13-bankruptcy-claims-list-is-missing-creditors-what-do-i-do/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/09/13/my-chapter-13-bankruptcy-claims-list-is-missing-creditors-what-do-i-do/#comments</comments>
		<pubDate>Sun, 13 Sep 2009 14:48:52 +0000</pubDate>
		<dc:creator>Jill Michaux, Kansas Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bankruptcy Practice and Procedure]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Debts Not Dischargeable]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[proof of claim]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9205</guid>
		<description><![CDATA[You should not panic if all your creditors did not file a proof of claim in your chapter 13 bankruptcy.  There are many reasons creditors don&#8217;t file claims.  If you have given proper notice to all your creditors,  all your dischargeable debts, including unfiled claims, will be discharged upon the completion of the plan.  If [...]]]></description>
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		<slash:comments>0</slash:comments>
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