I represent individuals in Chapter 7 and Chapter 13 cases filed in the Northern District of Georgia, which includes Atlanta, Newnan, Gainesville and Rome. I publish several informative web sites, including https://www.atlanta-bankruptcy.com and an Atlanta bankruptcy blog, https://www.thebklawyer.com/thebkblog. Please mention Bankruptcy Law Network when you call.


Author: Jonathan Ginsberg, Esq.

22 Feb Should You Pay Off Your Car Prior to Filing for Bankruptcy? The Answer May Surprise You.

During the course of an intake interview a new client posed the following question to me - "I have only two payments left on my car. Should I pay it off prior to filing for bankruptcy?" Logically, paying off a car prior to filing would seem to make sense. In a Chapter 7, you can avoid the hassle of the reaffirmation agreement process and in a Chapter 13, you can avoid tying up your car title for months or years. Alas, when you enter the alternate universe known as bankruptcy, traditional rules of logic do not apply.
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