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YouTubeYou may be putting off filing for Chapter 7 bankruptcy or Chapter 13 debt consolidation because of concern about not having the exact debt balances due on your credit cards and other debts. After all, bankruptcy involves a federal court filing under penalty of perjury. Let me reassure you that you do not need to [...]
Jonathan Ginsberg, Atlanta Bankruptcy Attorney
About Jonathan Ginsberg, Atlanta Bankruptcy Attorney
I represent individuals in Chapter 7 and Chapter 13 cases filed in the Northern District of Georgia, which includes Atlanta, Newnan, Gainesville and Rome. I publish several informative web sites, including www.atlanta-bankruptcy-attorney.com and an Atlanta bankruptcy blog, www.thebklawyer.com/thebkblog. Please mention Bankruptcy Law Network when you call.
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Collection agencies will refer delinquent accounts to a law firm when they reach an impasse with you about the payment of a delinquent debt. Often times, collection agency owners are owned by or are associated with collection law firms, so from the collection agency’s perspective a lawsuit is just another step in the collection process. [...]
Social Security’s new rules requiring all beneficiaries to set up direct deposit could create significant problems for beneficiaries who owe money to creditors. Protected Social Security funds that are co-mingled with other monies will likely lose their protected status and could be seized by creditors. Federal law provides that Social Security payments are exempt from [...]
I knew that my Social Security disability client had filed a bankruptcy with another lawyer but I was not aware that my client planned to use his lump sum past due benefit check to fund his Chapter 13 plan. Not surprisingly, my disability client was especially unhappy when his case was turned down by the [...]
Much has been written on this site and others about the information you need to gather to help your lawyer prepare your Chapter 13 case. You have also learned about mistakes to avoid during the weeks and months prior to your Chapter 13 filing. Now your attorney has “pressed the button” and your case has [...]
Unless Congress acts, the Mortgage Forgiveness Debt Relief Act of 2007 will expire on December 31, 2012. What is this law, you may ask. Stated simply the Mortgage Forgiveness Debt Relief Act waives any tax due on debt forgiveness if you are able to negotiate a mortgage modification. Without this waiver, any amount of forgiven [...]
