Gini Nelson, New Mexico Bankruptcy Lawyer

Collection of Time-Barred Debt Prohibited in New Mexico

by Gini Nelson, New Mexico Bankruptcy Lawyer

Two years ago, the New Mexico Attorney General’s Office proposed regulations that would help control debt collector abuses (as reported by Bankruptcy Law Network here) by requiring debt collectors to inform people that the debt they were trying to collect was too old to try to collect in a court proceeding.  The final rule went [...]

Married and Separated (But Not Legally)

by Gini Nelson, New Mexico Bankruptcy Lawyer

There’s a good recent post here on the Bankruptcy Law Network about non-filing spouses — Springfield, and Marlborough, Massachusetts’ attorney Jed Berliner’s article on “non-filing” spouses. He wrote about the impact on the means test. There are more implications, at least when  you are in a state like New Mexico, with community property and community [...]

Economic Security Public Forum in Albuquerque, NM

by Gini Nelson, New Mexico Bankruptcy Lawyer

Okay, this is not about bankruptcy per se, but it’s about how hard life is (that is contributing to the massive increase in bankruptcy filings) and about what we might be able to do about it, individually and as a community. If you live in Albuquerque, New Mexico, consider attending a National Issues Forum (NIF) [...]

Been sued? Talk with your lawyer.

by Gini Nelson, New Mexico Bankruptcy Lawyer

“I just got served papers for a repo car from 2007. I made copies of it for my paperwork, but I am not sure what to do.” I just got this message from a client. The office is working with him to prepare his chapter 7 bankruptcy filing but he is not yet ready to [...]

A recent New York Times article, Foreclosed Homeowners Go to Court on Their Own,  begins: ALBUQUERQUE — Saving your home from foreclosure is increasingly a do-it-yourself project. The article features an hour-long workshop started in my state of New Mexico by the nonprofit Fair Lending Center, a legal aid group. I applaud the workshops, and [...]

Post-Thanksgiving Thoughts

by Gini Nelson, New Mexico Bankruptcy Lawyer

I’m fortunate, that’s the biggest one. I have my own business and can make a living, and live in my own home in a beautiful part of the country (Santa Fe, New Mexico). I work daily with many who are less fortunate, as my practice is a mix of bankruptcy and divorce. With the harsh [...]