Some banks recently started charging debit card use and other fees. (For more, see this post by Andy Miofsky, and my earlier one.) The New York Times recently reported how the practical problem of changing an online account from one bank to another contributes to how some banks now charging debit card use fees are [...]
Gini Nelson, New Mexico Bankruptcy Lawyer
New Mexico had its largest wildfire in its history this summer — the Las Conchas fire burned 156,593 acres (244.6 square miles) not far from where I live. To me, the continuing harsh economic times also continue to consume ground people once took for granted. In my state, New Mexico, starting on October 14, 2011, [...]
A client told me yesterday he had been researching on the internet over the weekend and had learned that “judgments cannot be discharged”, and so “why is it worth doing a bankruptcy?” He was concerned because a big part of his problem is liens placed on his house and he wants to sell it and [...]
My client asked me this last week as we were going through her final papers for her Chapter 7 bankruptcy filing. I told her the easy way I think of them: property that is exempt from being liquidated by the case trustee. In my state of New Mexico, you generally can choose between using the [...]
According to an article entitled The Soon-to-Evaporate Help for At-Risk Homeowners in 32 States in the Bucks blog of The New York Times, there still could be emergency financial aid from the federal government available for some homeowners through a program known as the Emergency Homeowners’ Loan Program. To find out whether you might qualify [...]
There is to be a new experiment in permitting New Mexican pro se debtors (self-represented debtors) file their bankruptcies electronically. The purpose is to help permit greater access to court, but I suspect another primary purpose is to try to ease some of the burden on court staff, as pro se filers before could take [...]
