No one wants to file bankruptcy. No one does it for fun. It’s like going to the dentist (or proctologist, or urologist–take your pick). You do it only because you need to, and it will improve your life in the long run. So how do you know when the time has come? Here are some [...]
Dana Wilkinson, Attorney at Law
It isn’t easy for consumers to protect themselves these days, from robo-signers, foreclosure-rescue scams, and all manner of abusive collection tactics, but the Unicredit scam may take the prize for sheer audacity. It seems that Erie, Pennsylvania debt collection agency Unicredit not only set up a fake courtroom, complete with phony judge, with which to [...]
You’re considering bankruptcy, or just suffering through financial problems due to job loss, divorce, illness, other problems, or a combination of all of those things, and you want to avoid costly mistakes. Continuing my list of things NOT to do, here is part two. Call them pitfalls, call them dumb ideas, call them mistakes, but [...]
As a bankruptcy attorney, a recent headline offering to tell me the dumbest mistakes I could make if I owed too much debt caught my eye. Rarely does a potential bankruptcy client come to me as soon as they get into financial trouble; often they have done things to try and fix the problems themselves [...]
You’ve finally hired a bankruptcy lawyer. You’ve done your research and found a lawyer with whom you think you can have a good working relationship. How do you preserve that good working relationship through the course of your bankruptcy case? I’m going to focus on things that are particularly relevant to bankruptcy cases, rather than [...]
There is a simple checklist of things that you need to prepare for filing for bankruptcy. The first is to change your bank account if you owe any money to the bank where your accounts are located. If you have a personal loan, a car loan, or even a credit card with that bank, it’s [...]
