Craig W. Andresen is a consumer bankruptcy lawyer in Bloomington, Minnesota, with 22 years’ experience in consumer and small business bankruptcy cases. He is the Minnesota chair of the National Association of Consumer Bankruptcy Attorneys, and is a member of the Minnesota State Bar Association’s Bankruptcy Section. Mr. Andresen lectures often on the topic of consumer bankruptcy at local and national legal seminars.


Author: Craig Andresen, Minneapolis, MN, Bankruptcy Attorney

06 Dec Stopping Wage Garnishment Through Bankruptcy: Make Sure To Get The Timing Right

When a creditor obtains a court judgment against a debtor, wage garnishmentcan be soon to follow. Most persons subjected to wage garnishment will consult a lawyer to see ifit can be stopped, and many of those will file either chapter 7 or chapter 13 bankruptcy...

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19 Oct The Three Year Rule for Getting Rid of Income Taxes in Bankruptcy

Everyone knows that you can't discharge income taxes in bankruptcy. Right? No,not right at all. This misconception about bankruptcy law illustrates just why you shouldn't substitute cocktail party gossip for the advice of a good lawyer. Especially when the question involves discharging income taxes in a consumer bankruptcy case. Generally, income taxes are discharged in a chapter 7 or chapter 13 bankruptcy case when the tax is four years old or more. (For those readers who owe substantial income taxes and who are learning this here for the first time, kindly place your eyeballs back into their sockets and read on for some additional qualifications.)
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06 Sep Another Appeals Court Circuit Approves Second Mortgage “Stripping,” Even in No-Discharge Chapter 13 Cases

The Bankruptcy Appellate Panel for the federal Eighth Circuit Court of Appeals has added its voice to the other nine circuits that have have ruled in favor of wholly unsecured second mortgage lien stripping in chapter 13.This means that debtors in the Eighth Circuit (Minnesota,...

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