Recently, Jonathan Ginsberg explained that second mortgage holders often pursue their unsecured claim after the first mortgage takes the house in foreclosure. In the wake of the largest meltdown of real estate in history, many homeowners are sitting on second mortgage time bombs. Once the first mortgage company takes the property, the potential exposure to [...]
Chip Parker, Jacksonville Bankruptcy Attorney
Judges are put in a position to shape their communities for decades, and Florida’s Circuit Civil Judges are no different. They decide extremely critical issues facing Floridians ranging from real estate development to the death penalty. They create new families through adoption and end broken families through divorce. At some point in a judge’s career, [...]
The average consumer debt collector employee places 200 collection calls per day or 50,000 calls per year! How do they make so many calls? Most use a technology known as autodialing, even though the use of an autodialer by a collector often violates the Telephone Consumer Protection Act (TCPA). The penalty for violating the TCPA [...]
If you are unable or unwilling to file a bankruptcy, the only way to stop a foreclosure is to fight the foreclosure in state court. When it comes to saving homeownership in Florida, the middle class is on its own. Any plan implemented by President Obama and Congress has proven woefully inadequate, and it’s no [...]
As the managing partner of the largest foreclosure defense firm in Northeast Florida and the only practicing attorney on Jacksonville’s Foreclosure Task Force, members of the media often contact me for my opinion foreclosure issues. Last week, I appeared on local National Public Radio (NPR) affiliate, WJCT, to discuss “homeowner walk-away” with the host of [...]
North Florida’s most needy citizens turn to Jacksonville Area Legal Aid for free legal assistance in all consumer matters. JALA operates on a shoestring budget and relies directly upon the government funding, volunteer services and private financial contributions. For years, Parker & DuFresne has taken cases pro bono through JALA’s attorney referral program, and we [...]
