If the mortgage industry has its way, the passage of a new bill floating around Tallahassee will ensure that Floridians will be displaced from their homes without legal representation or due process. In typical Orwellian style, this bill is entitled the Fair Foreclosure Act – it’s anything but . . . Florida often makes [...]
Chip Parker, Jacksonville Bankruptcy Attorney
Not if you hire an experienced bankruptcy lawyer. As I previously reported, we have a problem in the state of Florida with a few rogue bankruptcy trustees using unsavory tactics to shakedown Chapter 7 debtors. Specifically, in the State of Florida, a debtor can choose between his homestead exemption and his wildcard exemption. The [...]
Technically, you can file a bankruptcy the same day you meet with a lawyer. However, this is advisable only under the most extreme circumstances. Under normal conditions, you can expect the process to take a couple of weeks from the time all of your paperwork is returned to your lawyer’s office. If you need to file [...]
Now more than ever, Florida bankruptcy debtors need court protection from some money-grubbing Chapter 7 trustees. As previously reported on Bankruptcy Law Network, the Florida legislature approved a $4,000 wildcard exemption for those debtors not claiming the benefit of a homestead exemption. At the time it was passed in 2007, bankruptcy experts believed it would [...]
For some time, I have been exposing the fraud that is the Lender Processing Services (and mortgage servicers in general) business model. I have discussed how it is so revered by the mortgage servicing community because it will do anything, legal or illegal, to help a mortgage servicer foreclose your home. It’s one thing when [...]
In July, 2007, Florida’s legislature created a $4,000 wildcard personal property exemption for people who do not receive benefits of a homestead exemption that has become a prime example of the Law of Unintended Consequences. During the real estate heyday on Florida (Circa 2005), there was a great disparity between homeowners and home renters when [...]
