As I write this blog, there is still no deal on the Debt Ceiling. Quite frankly, I was trying to understand exactly how our Government’s accounting system works, and I will say that I am absolutely unable to understand how running a deficit each year is a good thing. There must be a secret training [...]
Carmen Dellutri, Southwest Florida Bankruptcy Attorney
Before I begin my rant on Chapter 13 and the way I see things turning against some debtors ( not all debtors), I would like to start by saying that I honestly believe that Consumer Bankruptcy is Financial Planning for the Future. Also, I still believe in the concepts of a “Fresh Start” and the [...]
Yesterday, my clients and I were meeting to sign their Chapter 13 Bankruptcy Documents for filing, when the client pulled out his just received in the mail Pre-Approved Credit Card Letter. Dear Mr. _______: “Your good standing has been found creditworthy by _______ Visa and that qualifies you for a new Visa credit [...]
If I have said it once, I have said it a thousand times, bankruptcy is purely financial planning for the future. If you use bankruptcy strategically, you will maximize the benefits of resolving many if not all of your financial issues. However, bankruptcy is not a cure-all which solves all of your financial issues. What [...]
In Saturday’s mail, my 10 year old daughter received a credit card application from “Ink from Chase“. At first I was a bit shocked by a credit card company’s decision to send a credit card application to a 10 year old child. I immediately thought: What a bunch of idiots? Are they that desperate? Do [...]
As a Consumer Bankruptcy Attorney, I meet quite a few people who are investigating what bankruptcy can do for them. Often the question will arise: How Can Bankruptcy Help Me? I think it is a great question, and it is one that I try to answer for each and every individual that walks through my [...]
