Here are seven easy steps to pay off high interest rate credit cards.  In fact these tips show you how to eliminate high interest accounts entirely and how to perform simple regular maintenance adjustments to keep your credit accounts within reasonable limits.
1.  Fingerprint your credit cards.  On a simple word document or piece of paper [...]

Here is a list of the top 10 types of documents you should keep for tax purposes.
Proof of income can  be established by a W-2 form or a 1099.
Bank account statements and credit card statements show a history of account transactions.
Invoices and payment receipts and canceled checks show how much is owed and who was [...]

Save hundreds of dollars and avoid these traps when transferring your high credit card balances to lower interest accounts.
Walecia Konrad published these tips to Bankrate.com.
1.  Keep track of time as special offers usually expire in 6 or 9 months.
2.  Determine what interest rate applies to balance transfers and what rate applies to purchases, often these [...]

In an article placed online with Bankrate.com,  Steve Bucci of the Consumer Credit Counseling Service of Southern New England lists his Top Ten Causes of Debt.   Conspicuously absent is fraud, abuse, intent and extravagance.
Bucci’s list does not include scammers, tricksters, credit card abusers.  No, Bucci finds debt accrues from ordinary life experiences, hardly reasons [...]

New bankruptcy time deadlines take effect December 1, 2009.  Time will now be computed in multiples of 7.  This change will minimize situations where deadlines come due on weekends.
Bankruptcy has many different deadlines based on multiples of 5 – 5 days to submit documents, 10 days to appeal, 15 days to file pleadings, 20 or [...]

The best way to stay out of debt is to refuse unsolicited credit offers.  Be they blank checks or credit card applications, just say no.  Tear up the envelope before you open it.
I received a letter from American Express.  Printed on the outside is ” You’ve been selected”.  To me, that means I have [...]

Negotiate a lower payment on your credit card.  Call customer service and ask for a better rate.   “Just work with me.”  These proven common sense tips could save you money on your credit card accounts and help you avoid bankruptcy.
More than one out of 10 accounts went 6 months in default last month and that [...]

Here is a tip I picked up from Jacksonville FL bankruptcy lawyer Bobby Shinedown Wilbert that could save you thousands of dollars on your credit card debt.  Call your credit card bank and ask for a lower interest rate and a lower principal balance.  You might get a zero interest rate if you are willing [...]

Pay attention to these 5 tips to safely fly on an airline that is in bankruptcy. During the past 8 years these airlines filed bankruptcy: Aloha Airlines, America West, ATA Airlines, Braniff International, Continental Airlines, Delta Air Lines, Eastern Airlines, Frontier, Hawaiian Airlines, Northwest Airlines, TWA, United Airlines, and US Air. You can [...]

Save more money, spend it on your self, and stimulate your local economy.  Here is how to do it.
Many people are in a credit card rut, paying minimum payments each month while the balance grows beyond control.  Those fortunate to have jobs struggle paycheck to paycheck as credit cards gobble up take home pay.  [...]