I was watching the news recently and it caught my attention that the State of North Carolina says that it had paid lots of people more than it should have in unemployment benefits. Because of this, the State will seek to recover the amount that it claims it overpaid. See article here. If you were receiving unemployment and the State says you were [...]
Adrian Lapas, Eastern North Carolina Bankruptcy Attorney
If I Was Overpaid Unemployment Benefits And The State Wants Me To Pay It Back! Will Bankruptcy Help?
Many times people come into my office and want to file a chapter 7 but they are worried about losing their home in bankruptcy. Often, this fear probably means they have delayed seeking some advice for a very long time. In most instances, the chapter 7 trustee is not going to sell your home to [...]
A sure way to stop creditors from contacting you is to file for bankruptcy. Under the U.S. Bankruptcy Code, once you file with the Court, an order called the “automatic stay” goes into effect immediately and without you or your attorney doing anything more than filing your petition. But, if you are saving your money [...]
North Carolina has implemented a “pay your traffic ticket on-line.” While this is not exactly related to bankruptcy, there is a connection. For debtors in a chapter 13 case, the case can last up to five years. That is five years of making sure that you budget your money and carefully consider non-recurring expenses like . [...]
The United States House of Representatives passed H.R. 5827 which allows gunowners to exempt up to $3,000.00 in value in firearms. A comparable version is pending in the Senate now. This is big news right? Not really. First, putting aside the fact that the Senate must pass this legislation and the president must sign it, [...]
You are thinking that you may need to file bankruptcy but you are concerned that you do not have the money for a bankruptcy lawyer. You are wondering whether you can afford to pay a qualified attorney to handle your case for you. Perhaps the better question is–can you afford not to! Just recently, I [...]
