<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Bankruptcy Law Network &#187; Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</title>
	<atom:link href="http://www.bankruptcylawnetwork.com/author/adrian-lapas/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.bankruptcylawnetwork.com</link>
	<description>Real Lawyers, Real Solutions</description>
	<lastBuildDate>Sat, 21 Nov 2009 20:52:18 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.6</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>I&#8217;m Having Trouble Making My Chapter 13 Payments&#8211;Is Converting To A Chapter 7 An Option?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/11/19/im-having-trouble-making-my-chapter-13-payments-is-converting-to-a-chapter-7-an-option/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/11/19/im-having-trouble-making-my-chapter-13-payments-is-converting-to-a-chapter-7-an-option/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 20:48:47 +0000</pubDate>
		<dc:creator>Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=11575</guid>
		<description><![CDATA[A chapter 13 case can last from several months to several years (but no more than five years).  Over this amount of time, things can change&#8211;jobs can change, expenses can change, any number of things can change.
Because of this, it is not unusual for folks who are in a chapter 13 plan to experience difficulty [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/11/19/im-having-trouble-making-my-chapter-13-payments-is-converting-to-a-chapter-7-an-option/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Payments Now Inside the Plan for the Eastern District of North Carolina</title>
		<link>http://www.bankruptcylawnetwork.com/2009/11/08/mortgage-payments-now-inside-the-plan-for-the-eastern-district-of-north-carolina/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/11/08/mortgage-payments-now-inside-the-plan-for-the-eastern-district-of-north-carolina/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 01:47:07 +0000</pubDate>
		<dc:creator>Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[General Bankruptcy Information]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10597</guid>
		<description><![CDATA[This week, the United States Bankruptcy Court for the Eastern District of North Carolina entered an order mandating that mortgage payments will now be made through the debtors&#8217; chapter 13 plan.  These are often called &#8220;conduit&#8221; plans because the chapter 13 trustee acts as a conduit for the mortgage servicer and collects payments on the [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/11/08/mortgage-payments-now-inside-the-plan-for-the-eastern-district-of-north-carolina/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Judgment Has Been Filed Against Me&#8211;Is It Too Late To File Bankruptcy?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/26/a-judgment-has-been-filed-against-me-is-it-too-late-to-file-bankruptcy/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/26/a-judgment-has-been-filed-against-me-is-it-too-late-to-file-bankruptcy/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 21:15:59 +0000</pubDate>
		<dc:creator>Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[General Bankruptcy Information]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10317</guid>
		<description><![CDATA[Absolutely not!  Many people have expressed concern that if a judgment is entered against them in state (or federal) court, then they are stuck with that particular debt.  In most instances, this is simply not the case.
To understand what occurs, it is helpful to know how a judgment works against you.  First, when a court enters [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/10/26/a-judgment-has-been-filed-against-me-is-it-too-late-to-file-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Bankruptcy 341 Meeting of Creditors Is Coming Up &#8212; What Should I Expect?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/15/my-section-341-meeting-of-creditors-is-approaching-what-should-i-expect/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/15/my-section-341-meeting-of-creditors-is-approaching-what-should-i-expect/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 20:48:59 +0000</pubDate>
		<dc:creator>Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[General Bankruptcy Information]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10066</guid>
		<description><![CDATA[You&#8217;ve filed bankruptcy and now your § 341 Creditors Meeting is coming up.  What should you expect?  Understandably, many people are apprehensive about their &#8220;court&#8221; appearance.  Usually, in most consumer oriented bankruptcy cases, the § 341 Meeting of Creditors is not an ordeal.
First, the § 341 Creditors Meeting is required and it is required that you attend this [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/10/15/my-section-341-meeting-of-creditors-is-approaching-what-should-i-expect/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Considering Bankruptcy?  Tell Your Lawyer Everything!</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/07/considering-bankruptcy-tell-your-lawyer-everthing/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/07/considering-bankruptcy-tell-your-lawyer-everthing/#comments</comments>
		<pubDate>Wed, 07 Oct 2009 21:54:38 +0000</pubDate>
		<dc:creator>Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[General Bankruptcy Information]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9875</guid>
		<description><![CDATA[I was sitting in a Section 341 Creditors&#8217; Meeting a year or so ago and a somewhat elderly lady was at the table with the chapter 7 trustee.  She had filed her petition herself and she was answering the trustee&#8217;s questions.
The trustee asked her about real estate that she had transferred.  She replied that it was [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/10/07/considering-bankruptcy-tell-your-lawyer-everthing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Mean I Can Actually Sue My Creditors In Bankruptcy?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/09/25/you-mean-i-can-actually-sue-my-creditors-in-bankruptcy/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/09/25/you-mean-i-can-actually-sue-my-creditors-in-bankruptcy/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 18:16:17 +0000</pubDate>
		<dc:creator>Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[General Bankruptcy Information]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9573</guid>
		<description><![CDATA[In a word, yes! A debtor in a bankruptcy case can file a lawsuit within the bankruptcy case for any number of reasons.  The lawsuit is called an adversary proceeding.
As the economy continues to struggle, the debt collection industry is also trying hard to get money out of your pocket and into theirs.  Many times, [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/09/25/you-mean-i-can-actually-sue-my-creditors-in-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Will My Small Business Be Affected By My Personal Bankruptcy? (Part Two)</title>
		<link>http://www.bankruptcylawnetwork.com/2009/09/14/how-will-my-small-business-be-affected-by-my-personal-bankruptcy-part-two/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/09/14/how-will-my-small-business-be-affected-by-my-personal-bankruptcy-part-two/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 02:05:32 +0000</pubDate>
		<dc:creator>Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[General Bankruptcy Information]]></category>
		<category><![CDATA[business bankruptcy]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9283</guid>
		<description><![CDATA[In a prior post, I talked about operating a business as a proprietorship and ]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/09/14/how-will-my-small-business-be-affected-by-my-personal-bankruptcy-part-two/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Will My Small Business Be Affected By My Personal Bankruptcy? (Part One)</title>
		<link>http://www.bankruptcylawnetwork.com/2009/09/10/how-will-my-small-business-be-affected-by-my-personal-bankruptcy-part-one/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/09/10/how-will-my-small-business-be-affected-by-my-personal-bankruptcy-part-one/#comments</comments>
		<pubDate>Thu, 10 Sep 2009 18:11:39 +0000</pubDate>
		<dc:creator>Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[General Bankruptcy Information]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9091</guid>
		<description><![CDATA[This is a tough question and a lot it depends on how you operate your business.  Before the question is addressed, it may be useful to go back over the various forms of businesses typical of a small business owner.
Sole Proprietorship:  This is where you operate the business by yourself&#8211;you have not incorporated and you [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/09/10/how-will-my-small-business-be-affected-by-my-personal-bankruptcy-part-one/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Filed Bankruptcy And My Mortgage Company Has Stopped Sending Me Statements&#8211;What Now?  Standing Modification of the Automatic Stay</title>
		<link>http://www.bankruptcylawnetwork.com/2009/08/27/i-filed-bankruptcy-and-my-mortgage-company-has-stopped-sending-me-statements-what-now-standing-modification-of-the-automatic-stay/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/08/27/i-filed-bankruptcy-and-my-mortgage-company-has-stopped-sending-me-statements-what-now-standing-modification-of-the-automatic-stay/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 14:52:41 +0000</pubDate>
		<dc:creator>Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Automatic Stay In Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Practice and Procedure]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=8848</guid>
		<description><![CDATA[We all know that the automatic stay serves to stop almost all creditor attempts to collect a debt.  The automatic stay has been discussed extensively on this blog.
But many times, creditors will stop sending monthly mortgage statements because they are under the impression that it violates the automatic stay to continue to send statements.  In [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/08/27/i-filed-bankruptcy-and-my-mortgage-company-has-stopped-sending-me-statements-what-now-standing-modification-of-the-automatic-stay/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Filed Bankruptcy A Few Years Ago, Can I File Again?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/08/21/i-filed-bankruptcy-a-few-years-ago-can-i-file-again/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/08/21/i-filed-bankruptcy-a-few-years-ago-can-i-file-again/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 20:16:36 +0000</pubDate>
		<dc:creator>Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[General Bankruptcy Information]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=8794</guid>
		<description><![CDATA[With the grim economic times today, often people who had previously filed bankruptcy are finding that they are facing difficult financial issues today.  The question is often asked, can I file bankruptcy today when I had filed a few years ago?  As is often the case, the answer depends on very particular circumstances.
If you filed a chapter 7 case [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/08/21/i-filed-bankruptcy-a-few-years-ago-can-i-file-again/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
