Jay Fleischman, New York Bankruptcy Lawyer

How Meeting A Bankruptcy Lawyer Can Keep You Out Of Bankruptcy

by Jay Fleischman, New York Bankruptcy Lawyer

Information is important so it is best to see the bankruptcy lawyer as soon as possible. Seeing the bankruptcy lawyer doesn’t mean you are going to file bankruptcy. It is however going to get you information. The more information you have, the better decision you can make.

Chapter 7 Bankruptcy – 9 Steps In Getting A Fresh Start

by Jay Fleischman, New York Bankruptcy Lawyer

Chapter 7 bankruptcy is a wonderful way to eliminate your debts, but a complex process.  You may be wondering how the process works. For many filers, bankruptcy can be an overwhelming process, but understanding how bankruptcy works can make the process a bit less frightening. Here are the 9 steps involved with filing Chapter 7 [...]

Bankruptcy – How Long Will Bankruptcy Affect Me?

by Jay Fleischman, New York Bankruptcy Lawyer

If you’ve been thinking about filing bankruptcy, you have probably wondered what your life will be like afterwards. Many consumers assume that, since your credit report will list a bankruptcy for ten years, they’ll be unable to obtain any kind of credit at all. It is true that you’ll deal with the effects of bankruptcy [...]

Getting A Bank Account After Being Reported To ChexSystems

by Jay Fleischman, New York Bankruptcy Lawyer

If you have ever been in trouble with your bank, you have most likely been reported to Chex Systems. Perhaps you’ve had some NSF checks, or maybe you closed an account without settling a negative balance with the bank. No matter the reason, once you are reported to Chex Systems, managing your finances can be [...]

Top 4 Ways To Deal With The Stress Of Bankruptcy

by Jay Fleischman, New York Bankruptcy Lawyer

If you have discovered that your debt has become unmanageable, and you don’t see any way out of your financial situation, you may be considering bankruptcy as a solution. As many people can tell you, though, bankruptcy can be quite stressful. Here are some techniques you can use to reduce your bankruptcy related stress. First, [...]

Using Your Student Loans To Pay Off Debts

by Jay Fleischman, New York Bankruptcy Lawyer

So you’re getting a higher education as a means to start or further your career, but the debts you’ve amassed over the past few years are vying for your attention. You may have thought about using your student loans to pay down credit cards or other debts… but is it really worth it? When you [...]