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A Cavalier Attitude Towards Bankruptcy . . . By A Former Debtor (And Senator) »

By Jay Fleischman, New York Bankruptcy Attorney on Oct 10, 2007 in Bankruptcy Practice and Procedure, Decisions of Interest, General Bankruptcy Information | 0 Comments

From the Huffington Post: Mike Gravel served in the Alaska House of Representatives from 1963-66, and as Speaker from 1965-66. He then represented Alaska in the U.S. Senate from 1969-81. He served on the Finance, Interior, and Environmental and Public Works committees, chairing the Energy, Water Resources, Buildings and Grounds, and Environmental Pollution subcommittees.
Now, Mike [...]

Who Are The Chapter 13 Panel Trustees For The Bankruptcy Court In Manhattan? »

By Jay Fleischman, New York Bankruptcy Attorney on Oct 9, 2007 in Chapter 13 Bankruptcy | 0 Comments

There is currently one Chapter 13 trustee for Manhattan bankruptcy cases. This trustee, Jeffrey L. Sapir, is assigned to administer all Chapter 13 bankruptcy cases filed in Manhattan. Jeffrey L Sapir can be reached at 399 Knollwood Road, Suite 102, White Plains, NY 10603. His office phone number is (914) 328-6333. [...]

Who Are The Chapter 13 Panel Trustees For The Bankruptcy Court In Brooklyn? »

By Jay Fleischman, New York Bankruptcy Attorney on Oct 9, 2007 in Chapter 13 Bankruptcy | 0 Comments

There are currently two Chapter 13 trustees for Brooklyn bankruptcy cases. These trustees are assigned at Chapter 13 bankruptcy cases filed in Brooklyn based on the judge assigned to the case. They are:
Marianne DeRosa, Esq.
Michael J. Macco, Esq.
For contact information, go to the U.S. Trustee’s website.
If you liked that post, then try these…My [...]

10 Myths About Your Credit Report - Part 2: It’s Better to Pay My Balance In Full Than To Carry A Small Balance Each Month »

By Jay Fleischman, New York Bankruptcy Attorney on Oct 8, 2007 in Credit Reports | 0 Comments

It is financially wiser to pay your balance in full each month, but it’s bad for your credit score to do so. Potential creditors look for someone who pays more than the monthly minimum payment every month on a timely basis. Remember, creditors don’t like it when people pay their balances in full [...]

Who Are The Chapter 7 Panel Trustees For The Bankruptcy Court In Brooklyn? »

By Jay Fleischman, New York Bankruptcy Attorney on Oct 8, 2007 in Chapter 7 Bankruptcy | 0 Comments

There are currently 12 Chapter 7 trustees for Brooklyn bankruptcy cases. These trustees are assigned at random to Chapter 7 bankruptcy cases filed in Brooklyn. They are:
Alan Nisselson, Esq.
David J. Doyaga, Esq.
Debra Kramer, Esq.
Gregory Messer, Esq.
John S. Pereira, Esq.
Lori Lapin Jones, Esq.
Martin Ochs, Esq.
Paul Krohn, Esq.
Richard McCord, Esq.
Richard O’Connell, Esq.
Robert L. Geltzer, Esq.
Robert [...]

10 Myths About Your Credit Report - Part 1: When You Pay Or Settle A Debt It Comes Off Your Credit Report »

By Jay Fleischman, New York Bankruptcy Attorney on Oct 7, 2007 in Credit Reports | 0 Comments

When you pay off an old collection account your creditors will usually update the trade line to show the debt as paid, but with a current date. This means that if the account was past due and charged off, now it is updated and showing as paid after having been charged off. Most people [...]

When Creditors Violate The Automatic Stay - Oops, They Did It Again »

By Jay Fleischman, New York Bankruptcy Attorney on Oct 7, 2007 in Automatic Stay | 0 Comments

With apologies to Ms. Spears, it seems as if creditors who violate the automatic stay in bankruptcy fall back on the now-familiar refrain that they made a mistake and promise to never do it again. As if that were all that mattered, some judges will use the rubber stamp and let it slide.
Why? [...]

Tell The Federal Reserve What You Think About Proposed Credit Card Rules »

By Jay Fleischman, New York Bankruptcy Attorney on Oct 2, 2007 in Credit Reports, Financial Resources on the Web, General Bankruptcy Information, Personal Finance | 0 Comments

Consumers have less than two weeks to let the Federal Reserve Board know what they think about the Fed’s proposal to overhaul the rules regarding credit card disclosures. The Fed, which has authority to issue regulations governing credit cards under the Truth in Lending Act, issued a comprehensive proposal in June of this year. The [...]

Opt Out Of Pre-Approved Credit Card Offers »

By Jay Fleischman, New York Bankruptcy Attorney on Sep 30, 2007 in Consumer Protection, Credit Reports | 0 Comments

You can stop those unsolicited credit card offers from flooding your mailbox. Just go to www.optoutprescreen.com or call 1-888-5-OPTOUT. Remember that if you signed up when the registry was instituted five years ago then you’ll have to reregister your name on the list. Your registration only lasts for 5 years.
If you liked [...]

Man Sued By FIA Card Services In Bankruptcy Wins Major Victory »

By Jay Fleischman, New York Bankruptcy Attorney on Sep 29, 2007 in Bankruptcy Practice and Procedure, Chapter 7 Bankruptcy, Decisions of Interest | 0 Comments

Did you use a credit card prior to filing for bankruptcy? If so, there you need to know that those charges may be excepted from discharge on the grounds that recent use indicates an inability to repay a debt; this is a type of fraud.
But take heart - courts are willing to hold creditors [...]

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