Our primary goal at Bankruptcy Law Network is to increase the amount of information available to you, the American consumer, about debt relief options.  Now the National Association of Chapter 13 Trustees has launched a new portal designed to help consumer bankruptcy practitioners learn more at  www.ConsiderChapter13.org.
The National Association of Chapter 13 Trustees devoted significant [...]

Ever get mail that you don’t recognize and immediately “file” it by tossing it in the trash? If it’s a notice from the bankruptcy court, that could be a costly mistake.
As a case in point, I offer you the story of Michelle Brown (not her real name). Michelle filed for Chapter 7 bankruptcy [...]

Collection efforts after bankruptcy are illegal. Pretty simple stuff, actually - if a debt is discharged, nobody can collect from you for ever and ever, amen.
The trick is to know what happens if a creditor does, in fact, try to collect after bankruptcy. Are they breaking the bankruptcy laws and, if so, what [...]

People who are considering personal bankruptcy are often depressed about their financial problems. Many come into their lawyer’s office with shopping bags filled with unopened collection letters, bills, and even court summonses. This frustrates their attorneys because it necessarily means that more time and effort will need to go into properly preparing the [...]

A few days ago Illinois bankruptcy lawyer Andy Miofsky discussed the fact that debt collectors often do not have the documents necessary to prove up their case when they sue on overdue credit card debts. This may defeat a claim for breach of contract, but credit card companies in New York have dreamed up [...]

In case you missed them, here are our most popular posts from the week of October 8-14, 2007:
Top Ten Wastes Of Time After BAPCPA
Congress Contemplating Tax Relief for Homeowners in Foreclosure
Douglas W. Neway is the new Chapter 13 Trustee in Jacksonville. Are you kidding me?
New Median Income and Means Test Numbers Go Into Effect on [...]

Credit counseling can do a lot of things. It can keep creditors at bay while you restructure your finances, it can lower interest rates, and it can help you combine your monthly payments by using a third-party company.
What credit counseling cannot do, however, is improve your credit score. Why? Because good credit [...]

The Fair Credit Reporting Act provides consumers with a mechanism to dispute and seek correction of incorrect and inaccurate credit information. There is no charge for disputing mistakes on your credit report, but doing so properly can take anywhere from a number of hours to a number of months. It is improper, however, [...]

Currently, debt collectors are not permitted to call you on your cell phone, nor can they send you text messages about your overdue bills.
Not surprisingly, our “friends” (and I use that term loosely) in the debt collection industry are looking for ways to change those limitations.
Debt collectors want federal officials to allow them to contact [...]

From the Huffington Post: Mike Gravel served in the Alaska House of Representatives from 1963-66, and as Speaker from 1965-66. He then represented Alaska in the U.S. Senate from 1969-81. He served on the Finance, Interior, and Environmental and Public Works committees, chairing the Energy, Water Resources, Buildings and Grounds, and Environmental Pollution subcommittees.
Now, Mike [...]