Are You The Next Success Story? Bankruptcy Is A New Beginning

23 Jul Are You The Next Success Story? Bankruptcy Is A New Beginning

jumpingforjoyBankruptcy is not the end of the road. Bankruptcy is only the beginning. I’ve been practicing bankruptcy law for many years, and I can honestly say that I have helped thousands of families receive a Fresh Start.

The one thing that I always wonder is: What will they do with that Fresh Start? Most Bankruptcy Attorneys only take their clients so far, and then the relationship ends. I always ask my clients to stay in touch for two reasons. First, I want to be their attorney of choice for future work. Second, I want to see how they change their future.

I feel that too many people are defeated when they suffer from financial problems. They beat themselves up, and my heart goes out to them. But it puzzles me as to why people give up before the race is over. I often ask myself: Why do people stop short of realizing their dreams when they hit a stumbling block in the road? Too often I see business men and women whose businesses have failed in this tough economy. They are educated, talented and entreprenurial people who have suddenly found themselves in my office. Not only are they shell shocked from the loss of their livelihood, but not they have to face the dreaded B word, Bankruptcy.

Most would tell them it’s ok, it happens, etc. I don’t. I take the other approach. I ask them what do you do when life throws a curve ball at you? Do you stand there with the bat on your shoulder, or, do you re-group and get your head back into the game.

Only bankruptcy can give you the opportunity to wipe the slate clean and get your head back into the game. The difference is simple. You can try to deal with the creditors on your own and this may take years and destroy your credit beyond repair, or you can take the ego hit, file bankruptcy, and get your head back into the game.

I think it was Albert Einstein who said: The tragedy of life is what dies inside a man while he lives? This statement is profound when you think about it. As children we are all asked the question: What do you want to be when you grow up? I never remember anyone saying that they wanted to see their business go up in flames and have to file for bankruptcy. I answered that I wanted to be President.

Over the years I changed my answer, because I am too outspoken to be the President, and I don’t believe in coddling anyone. In my opinion, God has a plan, and we should do our best to follow it.

Einstein’s statement is profound in my opinion because it really makes you think about what you have given up on, and what did it cost you when you gave it up. Don’t get me wrong, I think this exercise is wonderful. For example, I quit one profession to go to Law School. So, to answer your question, yes, I am a quitter. But, I would like to think of myself as a strategic quitter. Are you a strategic quitter? I want all of my clients to be a strategic quitters.

I helped a client about a year ago when things started to sour. She was the happiest person I had ever met. She was in a traditional business that had been crippled by the economy, and she was forced to file for bankruptcy protection. But, one of her reasons to file was so that she could move on to the next phase of her life.

She had come to terms with her present situation, but she was unwilling to let her present situation determine her future. She was willing to accept the present, but she wasn’t willing to let the present ruin her future. I admired her outlook. I also admired her planning. She knew that the next year was going to be tough, and that she would not be able to finance her next business venture. But, she was determined. The reason I bring this up, is because I heard from her yesterday, and she is doing great. She wanted the name of an Intellectual Property Attorney.

So, my question is: Are you the next success story? Are you going to let Bankruptcy get you down? Are you going to surrender to the status quo? Are you going to die with your music still in you? No, I didn’t think so.

This post was written by Carmen Dellutri.

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Carmen Dellutri is a proud member of the Florida Bar, and he is a Board Certified Consumer Bankruptcy Attorney, Certified by the American Board of Certification. He practices in the areas of Consumer Bankruptcy and Plaintiff's Personal Injury. He is the principal attorney at The Dellutri Law Group, P.A. The firm supports many charitable and civic causes by donating time and much needed capital to our community. Mr. Dellutri and the other attorneys in the firm routinely speak to students of all ages about various legal and societal issues.
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