A merchant in Texas cannot charge you extra if you pay by credit card

by Pamela Stewart, Attorney at Law

In Texas, a business can not penalize you for paying with a credit card. Businesses that add a surcharge to those who pay by credit card might be violating provisions of the Texas Finance Code.

However, businesses can discount the regular retail price of an item for consumers who pay cash. If you believe a business is charging extra for credit card purchases, please a file a consumer complaint with our office.

Credit card fees can be charged by government entities, such as for the payment of property taxes or other fees required by government agencies.

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