The nation’s best consumer bankruptcy lawyers put together a list of 33 Don’ts for Preparing to File Bankruptcy, compiled by my fellow Kansas attorney Jonathan Becker of Lawrence. Here is part 3, the final installment of the list.
- Don’t omit or “save” a credit card for after your bankruptcy.
- Don’t fail to list debt to family or other “insiders”.
- Don’t write bad checks.
- Don’t borrow money.
- Don’t forget to tell your attorney about liens you may have on your home or unpaid judgments so they can be avoided.
- Don’t make major financial decisions without talking to your attorney.
- Don’t get married before filing if your spouse has a high income.
- Don’t misrepresent facts to your attorney.
- Don’t run up your credit cards in advance of filing bankruptcy.
- Don’t fail to appear at state court hearings, trial or proceedings; coordinate with your attorney.
- Don’t hide from your attorney.Keep her up-to date with your address, phone number and email address.
See also 33 Don’ts for Preparing to File Bankruptcy part 1 and part 2.
The purpose of compiling this list was to come up with a one-page handout for people considering filing a bankruptcy. Of course, there are many other do’s and don’ts for preparing to file a consumer bankruptcy case. Seek a local attorney licensed in your state to analyze your situation and devise a game plan that works for you. The internet is a great place to get information (and misinformation), but it is not a substitute for personalized advice with your attorney.
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Last modified: October 22, 2012