If you have lost your job, or when you are facing financial hardship, you may have looked for creative ways to generate money. Many of my clients use eBay or other auction services to sell off valuables and here in the Atlanta area a number of “jewelry liquidators” (which are essentially high end pawn shops) [...]
April 2011
You’ve had to file bankruptcy before, but now you need that emergency relief again. How long do you have to wait between bankruptcy cases? It used to be that the rule was simple; you only had to wait 6 years between Chapter 7 cases. Now there is a more complicated rule of 2, 4, 6, [...]
Bankruptcy Law Network author Pamela L. Stewart of Houston, TX., was re-elected director of the National Association of Consumer Bankruptcy Attorneys (NACBA). The results of the election for the NACBA Board of Directors was announced at the 19th annual convention in Washington, D.C., April 16, 2011. Stewart was elected to a second three-year term on [...]
I realize potential clients are scared when they come to see me and are unsure of their circumstances and their future. But this does not excuse a client from fully disclosing their financial situation to me or to any bankruptcy attorney. I can’t help you – if you don’t help me. So, what are the dangers [...]
I meet with potential clients every day. In each case, I ask that the client fill out two questionnaires, a short, two-page form to be brought to our initial meeting, and a second, much longer one, to help me in drafting the Schedules for filing with the Court. These questionnaires, even the short one, take [...]
If I have said it once, I have said it a thousand times, bankruptcy is purely financial planning for the future. If you use bankruptcy strategically, you will maximize the benefits of resolving many if not all of your financial issues. However, bankruptcy is not a cure-all which solves all of your financial issues. What [...]
