A recent New York Times article, Foreclosed Homeowners Go to Court on Their Own, begins: ALBUQUERQUE — Saving your home from foreclosure is increasingly a do-it-yourself project. The article features an hour-long workshop started in my state of New Mexico by the nonprofit Fair Lending Center, a legal aid group. I applaud the workshops, and [...]
February 2011
Tracking your Chapter 13 Bankruptcy progress will help you in reaching the finish line and obtain the discharge. By tracking your case on a regular basis you will know first hand when your payments have been received and what creditors have filed a proof of claim. Additionally you will know when the payments have been [...]
The answer to the question: What happens to my tax refund if I file bankruptcy is: it depends. Tax refunds received, after you file your case, have to be paid to the Chapter 13 bankruptcy trustee, at least in the 6th Circuit, which covers Michigan, Ohio, Indiana and Kentucky, because the U. S. Court of [...]
Laws, like sausages, cease to inspire respect in proportion as we know how they are made. John Godfrey Saxe, Daily Cleveland Herald (29 March 1869).[1] Previously, I have outlined the exemptions available to Virginia debtors in bankruptcy – property that a debtor gets to keep from the trustee. They are, to say the least, not [...]
When a chapter 13 bankruptcy debtor’s circumstances change during the case, making it difficult for the debtor to continue making payments under the chapter 13 plan, the debtor should ask his or her lawyer about converting the case to chapter 7. North Carolina bankruptcy lawyer Adrian Lapas posted an article here recently (February 4, 2011) explaining how converting a chapter 13 [...]
While the use of social media offers great opportunities in networking and client development for lawyers, a recent article in the American Bar Association Journal highlights some of the potential pitfalls. Seduced: For Lawyers the Appeal of Social Media is Obvious. It’s Also Dangerous, is an excellent article discussing the new ethical landscape created by [...]
