You filed for Chapter 13 bankruptcy. Your Plan finally got confirmed, and you’ve been cruising along blissfully ever since. But what happens if there’s a bump in the road and you need to change course midway through your case? Your Chapter 13 Plan is a living, breathing instrument. It’s filed and confirmed, but that doesn’t [...]
October 2010
I return to this series (for the patient among you) on unbundling legal services because I believe the bankruptcy court system will incorporate more of its principles into the day to day practice of bankruptcy law, and the maxim regarding unintended consequences will come increasingly to bear. For example, in New Mexico, a sitting bankruptcy [...]
As a consumer bankruptcy attorney who has spent the better part of the last 15 years counseling individuals contemplating bankruptcy, I can tell you that one of the things I see on a daily basis is the lack of financial planning from individuals. I don’t want to sound mean or as if I am putting [...]
Just watch television for a short amount of time and you will see several commercials promising to rid you of credit card debt. Are these sales pitches scams? We at Bankruptcy Law Network have blogged extensively (click here, here, and here) about these types of companies. Of course, other sites have likewise called these companies methods and [...]
Identity theft. Folks worry about it all the time. Most times, folks worry about credit card numbers being stolen, accounts “hacked”, accounts opened under your name without permission. There are procedures that can be followed when a person discovers their identity has been stolen. The Federal Trade Commission and Better Business Bureau register complaints about identity thieves. [...]
Most people would like to avoid bankruptcy if they can. Sometimes alternatives are worth trying, but it pays to know the risks. A good bankruptcy lawyer never pushes someone into bankruptcy but, instead, lays out the options and lets the individual decide. Here’s a bit of information about commonly-tried bankruptcy alternatives. 1. Debt consolidation: If [...]
