The United States House of Representatives passed H.R. 5827 which allows gunowners to exempt up to $3,000.00 in value in firearms. A comparable version is pending in the Senate now. This is big news right? Not really. First, putting aside the fact that the Senate must pass this legislation and the president must sign it, [...]
July 2010
You are thinking that you may need to file bankruptcy but you are concerned that you do not have the money for a bankruptcy lawyer. You are wondering whether you can afford to pay a qualified attorney to handle your case for you. Perhaps the better question is–can you afford not to! Just recently, I [...]
You live in one county, you are considering an attorney in a different county — does it matter? Do you have to see an attorney in the same county you live? (This is part of what you might be considering when you consider who to hire. Whether the attorney needs to be in the same [...]
Filing a Chapter 13 bankruptcy lets you do things you couldn’t otherwise do in a Chapter 7 bankruptcy. One of the things you can do is “cram down” a vehicle. It sounds a little violent, and I’m sure it feels that way to an auto lender. Here’s how it works. Let’s say you owe $20,000 [...]
I know you’ve heard it before (and it’s been written about before, e.g., here, Jay Fleischman’s Where Do You Find Credible Bankruptcy Information), but I just finished meeting with a new client — she almost hadn’t come, having emailed me yesterday saying she had done research on the internet and concluded she could not do [...]
When you file a Chapter 7 or Chapter 13 bankruptcy case, a Trustee is appointed to administer your case. This person is an independent contractor who works for the Office of the U.S. Trustee in the Department of Justice. Although they are commonly attorneys, there is no requirement that you be admitted to practice law [...]