No doubt, the convenience of having recurring monthly bill payments paid through an automatic deduction from a checking account is an attractive idea for busy people. After all, when the car payment is made without the need for even thinking about it, isn’t your time freed up to think about other things? It seems like [...]
January 2010
If you don’t know who Harvard Law School Professor Elizabeth Warren is, you should. She’s a plain-speaking champion of the American consumer and a noted authority on bankruptcy law. Jon Stewart recently hosted her as a guest on “The Daily Show.” In addition to being funny, this interview is highly informative. Once you know something [...]
There is a whole lot out there on how to choose a bankruptcy lawyer. I won’t rehash it all. Much of it is common sense: get a feel for the attorney, learn about your options, and get some information on fees, track record, and experience. I want to focus on the last thing here: experience. [...]
Many of my bankruptcy clients are unable to afford their medications. In a press announcement today I learned that North Carolinians who are unable to afford their prescription medicines can now get them for free. Attorney General Roy Cooper, the North Carolina Association of Free Clinics, and NC MedAssist announced today that a pilot program [...]
In Part 1, we discussed how mortgage companies often engage in “double dipping” when you are in a Chapter 13. Part 2 dealt with how mortgage companies commonly fail to send you a monthly statement while you are in a Chapter 13 bankruptcy. Part 3 addresses the ways in which mortgage companies often misapply monthly [...]
Bankruptcy cases through people exercising powers of attorney are possible but tricky. Plan in advance and you’ll be able to accomplish your objectives for those unable to speak for themselves.