If you have debt problems, and if you are the higher earning partner in a marriage that is about to end, the answer to the question is posed above is almost certainly a resounding “yes.”  Your divorce case will be much simpler if you can avoid a family court dispute over who is responsible for [...]

Wow a Hypothetical Chapter 13 case in the middle of a Chapter 7 analysis is a mouthful.  Last month Judge Walter in the case of In Re Phillips Case number 08-35148 (6th circuit Southern District of Ohio at Dayton) raised the issues of the Hypothetical Chapter 13 case in determining if the US Trustee motion to convert [...]

Every person who files a bankruptcy case is required to attend a section 341(a) “meeting of creditors” — although for most, this meeting doesn’t involve creditors at all.  Usually, the meeting lasts about ten minutes, and it consists of your answering questions from the trustee about your financial affairs.  Unless your financial affairs resemble those of [...]

Of no surprise to this Jacksonville Bankruptcy Lawyer, The Wall Street Journal reports a record 14% of American households with mortgages were behind on payments or in foreclosure in the third quarter, according to the Mortgage Bankers Association. The new figures, according to The New York Times, “. . . underlined the level of stress [...]

In my small state of Rhode Island, there are 5,878 licensed attorneys.  RI only has a population of 1,050,788 people.  That is one lawyer for every 178 people. 
Because each attorney is licensed in the general practice of law, he can represent just about any matter that comes through the door. He can handle a murder [...]

A chapter 13 case can last from several months to several years (but no more than five years).  Over this amount of time, things can change–jobs can change, expenses can change, any number of things can change.
Because of this, it is not unusual for folks who are in a chapter 13 plan to experience difficulty [...]

What I’m about to say borders on heresy, and I’m pretty sure I’m going to get flamed by my colleagues and friends for saying it.  I’m willing to take the risk, and I invite everyone to submit their comments to this post to let me know what they think.
If you’re thinking of filing for bankruptcy [...]

Medical problems, even when you have insurance, are an increasingly large cause of bankruptcy cases.  Some groups are trying to help folks with poor or non-existent coverage to get care.  The events are being set-up — and attended — like rock concerts.
One organization setting up large events with volunteer medical staff and doctors on hand [...]