Many spouses are sued by debt collectors or medical providers for debts owed by another person–their spouse. The doctrine of “necessaries” allows the lawsuit to be filed against the spouse or parent of the treated person.
October 2009
The Better Business Bureau is evolving into a consumer education and identity theft protection educational agency. Last week, the BBB joined with the National Foundation of Credit Counseling to educate the American public on prevention of identity theft.
Usually, if a bankruptcy is necessary for one spouse, both spouses will file. Sometimes only one does — does it matter? What happens?This begins a 10-part series on some of the issues when only one spouse files. Issues to be covered include: Must the non-filing spouse’s information be disclosed? What if my spouse’s assets are [...]
Absolutely not! Many people have expressed concern that if a judgment is entered against them in state (or federal) court, then they are stuck with that particular debt. In most instances, this is simply not the case. To understand what occurs, it is helpful to know how a judgment works against you. First, when a court [...]
Can I keep one of my credit cards when I file for bankruptcy? A common question heard by bankruptcy attorneys and a common temptation. And understandable! In today’s world, it is almost impossible to rent a car or reserve a hotel room without a credit card.
Although it has been in effect for several years, the median income/means test provisions of the Bankruptcy Code continue to confuse potential bankruptcy filers. In my Atlanta, Georgia bankruptcy practice, I regularly get questions from new clients about the two “budgets” that are filed in Chapter 7 and Chapter 13 cases. The first “budget” is [...]
