Can I File A Medical Bankruptcy?
By Kevin Gipson, New Orleans Bankruptcy Attorney on Oct 13, 2009 in Bankruptcy Myths, Chapter 7 Bankruptcy
Medical bills from a prolonged or serious illness are one the most common reasons why people need to file for bankruptcy. I often get calls from people looking to file a medical bankruptcy.
But there is no such thing as a medical bankruptcy.
Medical bills are unsecured debts ( just like credit card debts), so a debtor filing for a Chapter 7 bankruptcy can get rid of his medical debts as part of his bankruptcy.
But when you file for bankruptcy you must list all of your unsecured debts: You cannot pick and choose the unsecured creditors that you want to keep.
Speak with an experienced bankruptcy attorney to get accurate information about your rights and obligations in bankruptcy.
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