August 2009

PACER is Public Access to Court Electronic Records

by Kent Anderson, Oregon Bankruptcy Attorney

Case files in more than 200 Federal Courts, including Bankruptcy Courts, are available over the web for a fee from any personal computer.  The Oregon Bankruptcy court is participating in this program.  PACER, the acronym for Public Access to Court Electronic Records, is the system the courts use to provide this access and it is available to [...]

BANRUPTCY OR DIVORCE WHAT COMES FIRST

by Bankruptcy Law Network

What come first, the chicken or the egg?  The question is what comes first, Bankruptcy or Divorce.  Frankly these are two things that can go hand in hand just like frank and beans or macaroni and cheese. Seriously divorce is one of the main reason behind a bankruptcy filing. You previously had a family living [...]

Can I Get Rid Of An Excise Tax If I File For Bankruptcy?

by L. Jed Berliner, Springfield, MA Bankruptcy Attorney

Say you get a tax bill from your state, or municipality, for owning a motor vehicle or other personal property excise tax (BUT NOT REAL ESTATE PROPERTY TAXES !!!).  These excise tax bills reflect the government having “assessed” a tax on you, which means nothing more than a decision on what you owe it.  That [...]

Who Are the Maryland Baltimore Chapter 13 Trustees?

by Brett Weiss, Maryland Bankruptcy Attorney

Note: The individuals listed are private parties, not government employees. Ellen W. Cosby 300 East Joppa Road, Suite 409 Towson, Maryland 21286 Phone: (410) 825-5923 Website: http://ch13balt.com/ Payment Address for Ellen Cosby: P.O. Box 1838, Memphis, TN 38101-1838 Nancy Spencer Grigsby 4201 Mitchellville Road, Suite 401 Bowie, MD 20716 Phone: (301) 805-4700 Website: http://www.13network.com/trustees/bow/bowhome.asp Payment Address for [...]

What is an Adequate Protection Order?

by Bankruptcy Law Network

It is not uncommon for debtors in Chapter 13 to fall behind on their trustee, mortgage, or car payments due to circumstances outside of their control.  In such situations, secured lenders will move for relief of stay, which is a motion to allow them to proceed with their normal remedies outside the jurisdiction of the [...]

Can I Keep My CD If I File For Bankruptcy?

by L. Jed Berliner, Springfield, MA Bankruptcy Attorney

Is your Certificate of Deposit protected if you file a bankruptcy case? Maybe.  What else do you have, and are you using the federal or a state’s list of exemptions (protected assets)? The federal list has special protected values for special assets, not including cd’s.  It also has a wild card exemption, which you can [...]