Effective yesterday, homeowners can get a 90 day delay foreclosure delay after getting the foreclosure notice. Some of the terms of the new Michigan foreclosure law are: After the homeowner, (the law applies to principal residences only) gets the written notice: 1. meeting with a housing counselor, and 2. meeting with the mortgage company Then: [...]
July 2009
Clients arrive in my office hoping that I can explain the secret alternative which will solve their debt problems outside of bankruptcy. Why not? Ads for debt settlement companies and do it yourself books always promise to reveal the tricks ( known only to someone who wants to sell you something) to make your bills [...]
You relied on the mortgage broker, who was maybe even a “friend,” and signed papers without reading them, and now you are facing foreclosure by the mortgage company that scammed you. It is possible you do not even know what documents were submitted by the mortgage broker to get the loan that you now cannot [...]
How often have you thought that insurance was a luxury and not a necessity? Come on, fess up. When it comes to managing a budget I hear people say “I am healthy and do not need insurance.” I am here to tell you first hand that medical insurance is critical and could mean the difference [...]
The client owes a fistful of taxes from years ago and has spent another fistful of dollars with widely advertised outfits that solve your tax problems. None of these tax professionals told him that old income taxes can be eliminated in bankruptcy.! The client first hired J K Harris, with no results, except a lighter [...]
Several years ago, the Chapter 13 trustees and the bankruptcy judges in the Northern District of Georgia added a new administrative burden to lawyers who file Chapter 13 cases in the Atlanta area. Under this local rule, within 30 days after the “bar date” for creditors to file claims, lawyers must review all of the [...]
