My Debt Law Network colleague Andy Miofsky recently published a very timely article on this blog entitled “Do It Yourself Debt Settlement.” As I read Andy’s article, it reminded me of a conversation I had earlier this year with a very interesting gentleman named Kenny Golde. Kenny is a screenwriter and movie maker who lives [...]
July 2009
Jacksonville Florida Attorney on the Go, Chip Parker, discusses the legal requirement that the plaintiff in your foreclosure case must have obtained an assignment of your mortgage from the originator of the loan. Attorney on the Go, Chip Parker, on YouTube
If you’ve just filed for personal bankruptcy, or you think you may have to file in the near future, you may be worried about whether you’ll ever be able to buy a home. Many people think that because a bankruptcy remains on a credit report for a decade, they’ll have to keep renting for quite [...]
Perhaps you’ve taken an objective look at your personal finances, and you’ve decided that the only logical way out of your financial situation is to declare personal bankruptcy. If you’ve reached this conclusion, you’re probably wondering if you’ll ever be able to achieve a good credit score again. This concern stops many consumers from declaring [...]
In Part 1 I provided a general overview of some options that may be available to you if you have found that you are no longer able to make the payments required by your Chapter 13 Plan. One possible option is a Hardship Discharge. If your financial situation has changed and the changes have made it [...]
Even if you state your intention to surrender property in your Chapter 7 bankruptcy, the creditor will still have to foreclose to relieve you of ownership. The election or intention to “surrender” in the bankruptcy papers is really nothing more than an announcement that the debtor doesn’t intend to attempt to keep the property. Since [...]