Choosing a bankruptcy lawyer can be difficult – you want to get the right help, but can’t figure out what’s important. Listen to this audio session to get some answers. [audio:5 Things To Look For In A Bankruptcy Lawyer.mp3]
June 2009
Mortgages in default are taking longer to go to foreclosure. In yesterday’s Washington Post it was reported that “During the first quarter of this year, the share of all homeowners seriously delinquent on their mortgage but not yet facing foreclosure more than doubled to 3.04 percent, or about $227 billion in loans.” In 2008 there [...]
For many years, it was questionable whether a debtor who filed for chapter 7 relief was able to keep expensive real estate at the expense of paying other creditors. At least 5 cases have come down since the new laws passed in 2005 that held that such high expenses related to residences was an “abuse” [...]
If your Chapter 13 payments are set by the Means Test and not only by mortgage and priority tax arrears, then a Family Medical Leave can reduce your payments. The Means Test looks at your average monthly income for the six month period ending with the month before your filing. If you have not yet [...]
Whether you have financial or weight debt your fist step to recovery is to listen to your conscience. Easier said than done that is for sure. However, if you can train yourself to start listening to your inner voice, Jiminy Cricket, conscience or gut, you can start on the road to gaining control over your [...]
Should you file a Chapter 7 bankruptcy or a Chapter 13 bankruptcy? The answer to the question of what type of bankruptcy to file is that it depends on your financial circumstances. A Chapter 7 bankruptcy and a Chapter 13 bankruptcy are really designed for two different types of debt situations.
