June 2009

What Happens If A Creditor Contacts Me After My Bankruptcy?

by Jay Fleischman, New York Bankruptcy Lawyer

Investigation of Foreclosure Law Firms Continues

by Eugene S. Melchionne, Connecticut Bankruptcy Lawyer

Connecticut’s Attorney General, Richard Blumenthal, is continuing to press his investigation of three law firms who appear to file more than 90% of all the foreclosures in the state.  Together, the law firms file more than 2,000 foreclosures per month in Connecticut. Last year, the Hartford Courant reported that one state marhsall who served papers [...]

An over-looked Truth-in-Lending Act rule that goes into effect July 30, 2009 has mortgage companies scrambling.  The new rule requires timely delivery of the good faith estimate on home purchases, refinancings, and home equity loans.  Applications taken after July 29th require lenders to deliver the good faith estimate “GFE” to the borrower within three business [...]

Can’t Access ECF? Another Possible Problem and Its Solution

by Jonathan Ginsberg, Atlanta Bankruptcy Attorney

Last month I wrote a post about problems I had been having accessing the Bankruptcy Court’s ECF system and a workaround to solve that problem.  In that post I spoke about a problem that arises when your browser sees the ECF bankruptcy pleading filing screen as a disallowed pop-up, thereby leaving you with a blank [...]

What Happens if I Stop My Chapter 13 Payment?

by Kent Anderson, Oregon Bankruptcy Attorney

If you stop making Chapter 13 payments and do nothing else, your bankruptcy case will be dismissed and the court will not enter a discharge order.  This means you will lose the benefits of your bankruptcy and will no longer be protected from your creditors. When your bankruptcy case was filed, the court entered a [...]

Twelve Personal Finance Mistakes – Retirement

by Eugene S. Melchionne, Connecticut Bankruptcy Lawyer

Yeah, it’s a long way away and every year, it seems to get further away as the federal government raises the age to collect social security.  But Social Security was never meant to be a substitute for a retirement plan or pension and advances in health care lead to living longer.  As they say now, 60 is [...]