Archive for June, 2009
By Peter Orville, Attorney at Law
closeAuthor: Peter Orville, Attorney at Law
Name: Peter Orville, Attorney at Law
Email: porville1@stny.rr.com
Site: http://www.peterorville.com
About: Helping consumers in the following counties of the Northern District of New York: Broome; Chenango; Cortland; Delaware; Onondaga; Otsego; Tioga; and Tompkins.
Call (607)770-1007 to set up an initial consultation and to learn how I can help you. Or visit my website at www.peterorville.com
Mention Bankruptcy Law Network when you call.See Authors Posts (151) on Jun 30, 2009 in General Bankruptcy Information | 0 Comments
“The US health care financing system is broken, and not only for the poor and uninsured” According to a recent study in The American Journal of Medicine, middle-class families are collapsing under the strain of “a health care system that treats physical wounds, but often inflicts fiscal ones”.
The study, (http://pnhp.org/new_bankruptcy_study/Bankruptcy-2009.pdf) claims that 62.1% of all bankruptcies filed [...]
By Peter Orville, Attorney at Law
closeAuthor: Peter Orville, Attorney at Law
Name: Peter Orville, Attorney at Law
Email: porville1@stny.rr.com
Site: http://www.peterorville.com
About: Helping consumers in the following counties of the Northern District of New York: Broome; Chenango; Cortland; Delaware; Onondaga; Otsego; Tioga; and Tompkins.
Call (607)770-1007 to set up an initial consultation and to learn how I can help you. Or visit my website at www.peterorville.com
Mention Bankruptcy Law Network when you call.See Authors Posts (151) on Jun 30, 2009 in Economy | 0 Comments
Six of the 10 cities where wages have fallen the fastest this year are in New York. Average wages fell dramatically in Rochester, Syracuse, Albany, New York, Poughkeepsie and Buffalo – and the decline has been devastating on New York State’s finances, according to a study released last week from the Brookings Institution.
It is unusual, [...]
By Adrian Lapas, Eastern North Carolina Bankruptcy Attorney
closeAuthor: Adrian Lapas, Eastern North Carolina Bankruptcy Attorney
Name: Adrian Lapas
Email: shellback50@gmail.com
Site: http://www.goldsborobankruptcylawyer.com
About: See Authors Posts (28) on Jun 30, 2009 in Bankruptcy Myths, Featured | 0 Comments
“I don’t want to file bankruptcy on my house!” “I don’t want to file bankruptcy on my car!” “I owe my mom some money but I don’t want to file bankruptcy on her!”
Every bankruptcy attorney practicing in this country has heard these phrases or variations of them. The client wants to keep his home so he thinks [...]
By Peter Orville, Attorney at Law
closeAuthor: Peter Orville, Attorney at Law
Name: Peter Orville, Attorney at Law
Email: porville1@stny.rr.com
Site: http://www.peterorville.com
About: Helping consumers in the following counties of the Northern District of New York: Broome; Chenango; Cortland; Delaware; Onondaga; Otsego; Tioga; and Tompkins.
Call (607)770-1007 to set up an initial consultation and to learn how I can help you. Or visit my website at www.peterorville.com
Mention Bankruptcy Law Network when you call.See Authors Posts (151) on Jun 30, 2009 in Uncategorized | 0 Comments
Congress is considering proposals that would reform the health care system. Some, like Senator Bernie Sanders of Vermont are citing massive fraud by the health care industry and calling on “real health care reform to prevent major insurance companies, drug companies and hospital chains from perpetrating fraud and abuse on government health care programs and individuals.” Sanders [...]
By Peter Orville, Attorney at Law
closeAuthor: Peter Orville, Attorney at Law
Name: Peter Orville, Attorney at Law
Email: porville1@stny.rr.com
Site: http://www.peterorville.com
About: Helping consumers in the following counties of the Northern District of New York: Broome; Chenango; Cortland; Delaware; Onondaga; Otsego; Tioga; and Tompkins.
Call (607)770-1007 to set up an initial consultation and to learn how I can help you. Or visit my website at www.peterorville.com
Mention Bankruptcy Law Network when you call.See Authors Posts (151) on Jun 30, 2009 in Debt Collection Laws, Debt Collector Abuse | 0 Comments
You don’t have to put up with harassing phone calls from bill collectors. In 2008 alone, over 78,000 consumers filed complaints with the Federal Trade Commission.
The Fair Debt Collection Practices Act (”FDCPA”) sets restrictions on how creditors can attempt to collect debts. The Federal Trade Commission enforces the FDCPA, and has stated that debt collectors [...]
By Peter Orville, Attorney at Law
closeAuthor: Peter Orville, Attorney at Law
Name: Peter Orville, Attorney at Law
Email: porville1@stny.rr.com
Site: http://www.peterorville.com
About: Helping consumers in the following counties of the Northern District of New York: Broome; Chenango; Cortland; Delaware; Onondaga; Otsego; Tioga; and Tompkins.
Call (607)770-1007 to set up an initial consultation and to learn how I can help you. Or visit my website at www.peterorville.com
Mention Bankruptcy Law Network when you call.See Authors Posts (151) on Jun 30, 2009 in Chapter 7 Bankruptcy, Debts Not Dischargeable, Discharge of Debt, General Bankruptcy Information | 0 Comments
Although filing Chapter 7 bankruptcy usually wipes the slate clean as far as most of your debts are concerned, there are some debts that may not be discharged.
Certain debts, such as most taxes, child or spousal support, and student loans usually survive the Chapter 7 discharge. Debts incurred through fraud, may also survive the discharge. And in [...]
By Jay Fleischman, New York Bankruptcy Lawyer
closeAuthor: Jay Fleischman, New York Bankruptcy Lawyer
Name: Jay Fleischman, New York Bankruptcy Lawyer
Email: jay@fclcny.com
Site: http://www.NYBankruptcyLitigation.com
About: Helping consumers in all counties of New York State. Call 800-235-2203 or visit my website to set up an initial consultation and to learn how I can help you. Mention Bankruptcy Law Network when you call.See Authors Posts (171) on Jun 30, 2009 in Bankruptcy Practice and Procedure | 0 Comments
When you file for bankruptcy you are required to file certain documents – your bankruptcy petition, bankruptcy schedules, and a host of other papers. These papers must all be completed accurately, honestly and completely.
You do not get the option of filing blank forms “just for now.” If you do, the bankruptcy trustee or [...]
By Wendell Sherk, Missouri Attorney
closeAuthor: Wendell Sherk, Missouri Attorney
Name: Wendell Sherk, Missouri Attorney
Email: wjsherk@alum.wustl.edu
Site: http://www.stlbankruptcy.com
About: I have been a bankruptcy attorney since 1989. Our firm represents consumers filing bankruptcy almost exclusively. My partner and I have each represented bankruptcy trustees as well as creditors. If you live in Eastern Missouri, visit our website, send an e-mail or give us a call (314) 781-3400. Please mention Bankruptcy Law Network.See Authors Posts (151) on Jun 30, 2009 in Uncategorized | 0 Comments
A credit default swap is a kind of insurance. It’s also like a ticket for a bet on a horse race — a bet on which horse will lose.
A CDS is a simple idea. In its most basic, safe form, it’s a way to hedge the risk of a loan failing. If a bank loans [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (140) on Jun 30, 2009 in Family Debt Problems, Personal Finance, Uncategorized | 0 Comments
This online article provides an interesting 7-step “how to” handle the emotional implications of debt:
Acknowledge that you are in debt and in over your head.
Forgive yourself and focus on repaying.
Understand how you got here so that you do not return in the future.
Make a plan to break the overspending habit.
Do not make the problem worse [...]
By Stephen Otto, Pennsylvania Bankruptcy Attorney
closeAuthor: Stephen Otto, Pennsylvania Bankruptcy Attorney
Name: Stephen Otto, Pennsylvania Bankruptcy Attorney
Email: steve@sottolaw.com
Site: http://www.sottolaw.com
About: I am a Pennsylvania lawyer who focuses his practice in the areas of consumer bankruptcy and consumer litigation. I am a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and the National Association of Consumer Advocates (NACA). Please visit my website, www.sottolaw.com, for more information. You may also call me at 1-800-741-8469.See Authors Posts (140) on Jun 30, 2009 in Uncategorized | 0 Comments
Pennsylvania Attorney General Tom Corbett’s office released information regarding credit-related scams. “Consumers searching for an easy way out of their credit problems are susceptible to a wide range of credit-related scams in addition to credit repair fraud,” the PA Attorney General’s office states. Some examples provided are as follows:
Checking Account Scams
One of the latest scams [...]