Are you eligible for a loan modification under the Obama Home Affordable – Modification plan? Find out here.
April 2009
A debt management plan (DMP) is a method of paying personal debts. It typically involves accounting for all debts, assessing income and budget, then negotiating interest rates and payments with lenders. DMPs are usually a managed, informal arrangement with creditors. Reputable credit counseling organizations employ counselors who are certified and trained in consumer credit, money [...]
What are the requirements for a mortgage refinance under the Making Home Affordable program? Find out here.
In the case of In re Gonzalez, 2009 WL 748912 (Bky.M.D.Fla. Feb. 11, 2009), a Florida bankruptcy court held that an attorney was allowed to charge no more than $1,500 for a routine chapter 7 case, in which no unusual legal research had to be performed, and in which no novel legal issues arose. The [...]
If you are  considering filing for bankruptcy, and thinking about moving soon, you should speak to a lawyer before you make your move. I have had several calls this week from people in other states who plan to move to  file for bankruptcy in  Charlotte NC but they haven’t moved here yet.  They want to set [...]
President Obama’s mortgage modification and mortgage refinance plans are supposed to aid millions of home-owners. But like Goldilocks, you have to be “just right” to fit in these plans.
