When your back is against the wall dealing with debt and you are not sure what to do remember Proverbs 19:20.  This passage says Get all the advice and instruction you can, so you will be wise the rest of your life. The bottom line is that you do not have to face anything alone [...]

In his article “Is Filing Bankruptcy Embarrassing?”, Illinois Bankruptcy Attorney, Andy Miofsky points out a number of reasons why you should not be embarrassed about filing for bankruptcy, one of which is the fact that major corporations routinely file for Chapter 11 bankruptcy as a way to get their debt under control.
Comcast.net Entertainment points out [...]

According to an Idaho bankruptcy court, a lawyer has an obligation to check whether a motor vehicle security interest has been properly filed and perfected, based upon new bankruptcy code section 707(b)(4)(D)’s requirement that a lawyer certify, after an “inquiry,” that the information in the bankruptcy papers is correct.
In re Dean, 2008 WL 5683493 (Bky.D.Idaho Dec. [...]

Identity theft is a growing, and serious, crime.  Though strangers may steal your Social Security number, identification or other personal information to get credit and defraud you, it’s just as likely that the perpetrator is a friend or relative (though with friends like those, who needs enemies?).
What Can You Do To Protect Yourself From Identity [...]

You know we’re no fans of Suze Orman here at the Debt Law Network.  But sometimes she makes some sense.

Americans carry more than $2 trillion in consumer debt.
30 percent of consumers report having no extra cash.
Most of America is living paycheck to paycheck, barely scraping by without a safety net.
In good times, that’s bad. In bad times such as these, it’s a disaster waiting to happen.
April is National Financial Literacy Month, designed to [...]

Our friends over at the Alabama Consumer Law Blog recently released a free report titled, “How To Make Debt Collectors Pay For Leaving Illegal Voicemails.” I just received my copy, which discusses the three types of common illegal voicemails tha bill collectors leave on voicemail systems and answering machines.
If you’re experiencing bill collector harassment, [...]

Nobody wants to file for bankruptcy, but sometimes it’s the best thing.  Your finances are a mess, the rent is past due and the car is out of gas – so you do what you need to do.
Let’s face it – you’re not proud of filing for bankruptcy.  You want to pay back the credit [...]

American Express has announced a policy change regarding its Membership Rewards program.
The policy change permits a cardholder that is in good standing at the time that his card is cancelled to redeem his Membership Rewards points for up to 90 days following the cancellation of his card.
American Express did not define what the term good standing meant, but did [...]

The Bankruptcy Law Network’s Jed Berliner recently scored an impressive victory in the case of In re Panek, No. 03-46692 (Bankr.D.Mass. March 5, 2009). Attorney Berliner, on behalf of his client, Panek, sued Delta Management Associates, Inc. and others for violating the automatic stay and the Fair Debt Collections Practices Act for withdrawing money [...]