Rent-A-Center has been stepping their advertising campaign boasting “no credit checks” and “no credit needed.” A recent television commercial suggests that using Rent-A-Center‘s rent to own model is better in these tough economic times. Don’t be fooled
February 2009
Today, after 23 years as Bankruptcy Court Judge in the Northern District of New York, Utica Division, Judge Stephen D. Gerling retires from the bench. Judge Gerling graduated from Niagara University in 1964 and received his law degree from St. John’s University in 1967. He served as a military police officer in Vietnam from 1968 [...]
I met with a potential bankruptcy client today who sold her home 6 months ago. After paying the mortgage and closing costs, she walked away with a check for $17,000. If she used that money to pay her living expenses, perhaps purchase some furniture, fix her car, buy an older car, or pay her moving [...]
A Wisconsin bankruptcy court has held that same sex couples who both file chapter 7 are not required to add their incomes together for purposes of the bankruptcy “means test.” In this case, In re Roll, 2008 WL 5605001 (Bky.W.D.Wis. Nov. 10, 2008), the court observed that the Wisconsin Constitution prohibited same sex couples from marrying, [...]
Your Chapter 13 Trustee may be very nice and friendly, but he or she is not your friend. The trustee’s job is to collect your monthly payment and distribute it to your creditors. The trustee also makes sure that your proposed plan fulfills all of the requirements of the bankruptcy code…that it is proposed in [...]
A New Mexico bankruptcy court recently imposed a fine of $2,000.00 upon a bankruptcy petition preparer (BPP), as a sanction for offering legal advice to the debtors in whose case she had prepared the bankruptcy documents. The court held that the BPP’s conduct in offering legal advice violated bankruptcy code section 110. This case, In re Rojero, 2008 [...]
